Access India Debit Card
Withdraw money or make purchases across India, all with one Card
The Kotak Access India Debit Card, with its high withdrawal and purchase limits, is the perfect Card for a Non-Resident Indian who travels often across India.
Access merchant establishments and ATMs across India
Daily Purchase Limit: Rs. 2,00,000 & ATM Withdrawal: Rs. 75,000 within India
Complimentary Insurance Cover; Lost Card Liability- Rs. 2,50,000/-, Purchase Protection Limit- Rs. 50,000/-
Get an SMS and Email alert on your registered mobile phone and Email ID
Offers & Discounts at Merchant Outlets in categories such as Lifestyle, Fine Dining, Travel, Health and Fitness
In line with RBI guidelines, Kotak Debit Cards issued from 1st Oct’20 can only be used at domestic retail outlets for payments and ATMs, to know how to enable:
Micro ATM is a mini version of an ATM. Micro ATMs are like modified point of sales terminals this terminal can connect to banking network via GPRS to perform banking transactions. This machine contains card swipe facility. This initiative aims to bridge the gap between the need and availability of cash requirement in the eco-system.
Google Pay is secure and easy-to-use mobile payment service which can be used to make purchases and payments nearly everywhere.
You can open a Kotak UNI Student Bank Account digitally, from anywhere, thanks to the Video KYC feature. It involves getting on a video call with a Kotak bank executive to complete your KYC process, essentially ruling out a visit to a Kotak bank branch completely.
Through this facility you can earn a much higher interest on your idle funds in the Savings Bank Account.
The idle funds from your savings account (at a pre-specified threshold limit) are transferred automatically to a term Deposit. The funds move back in to the savings account in case of funds requirements.
The advantages of this facility are:
The last thing you would want to worry about mid-holiday, is having to clamp down on certain plans and activities, due to budget restrains