Kotak White Reserve Credit Card
Credit Card that provides unique gateway to elite experiences,
special rewards and all things superior and luxe.

Popular Products
Quick Help
Frequently Asked Questions
Credit Card that provides unique gateway to elite experiences,
special rewards and all things superior and luxe.
No need to calculate points. Earn direct White Pass value on crossing spend milestones
Earn White Pass Value up to ₹ 2.5 lakh annually
Includes gift vouchers of premium brands, flights, hotels and more
Redeem your White Pass balance for Cashback
Curated services including travel bookings, personal shopping, restaurant reservations and many more
Get access to some of the most sought after events in the world
Making every occasion unforgettable with personalized services like sending gifts and organizing birthdays
Event organization and custom services to fit your individual needs
Applicable across 350 hotels and 1000 restaurants in Asia Pacific
Up to 25% off on the food and beverage bills in India and up to 20% off across Asia Pacific
Up to 20% off on Best Available Room Rates in India and Weekend Room Rates in Asia Pacific
Up to 20% off on Spa treatments in India
3 certificates offering up to 50% off on F&B bills and 30% off on hotel stays
Exquisitely crafted in metal
Unlimited lounge access at 1000+ airports across the world for primary and Add-on cardholders
2% foreign currency markup on international spends
2 Free golf rounds each month at select golf courses across the world for the primary cardholder
1% fuel surcharge* across all petrol pumps in India and complimentary Add-on cards
Important Considerations:
* Get 1% fuel surcharge waiver across all petrol pumps in India. Applicable on transactions between ₹ 400 – ₹ 4000. Maximum fuel surcharge waiver of ₹ 4500 in a year.
**Please note, w.e.f. 01st October, guest charges and charges after complimentary visits are exhausted, will be revised to $35 per guest, per visit.
Enjoy the premium experience at great value
What you pay |
|
Joining Fee
Annual Fee |
₹12,500
₹12,500, can be waived on annual spends of ₹10,00,000 |
What you get |
|
White Pass Value* |
₹66,000 |
Airport lounge access for you and an add-on cardholder** |
₹23,625 |
Annual Club Marriott membership# |
₹15,000 |
Golf Program (assuming 2 annual visits) |
₹10,000 |
Total value delivered per year |
₹1,14,625 |
* Assuming spends of ₹30 lakh in a year
**Assuming 8 visits by cardholder and add-on in a year
#Assuming 2 yearly visits for dining /Spas and hotel stays in India and APAC