Wedding Expenses - Here is How to Fund Your Dream Marriage
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A wedding holds great significance as it marks a sacred occasion, where years of companionship culminate in an exceptionally memorable experience for both you and your loved ones. From the choice of venue, attire, food, gifts, to the furnishings and essentials for the newlyweds, strive to make every aspect spectacular and unforgettable. To finance these wedding-related expenses, consider applying for a low-interest personal loan.

There are a number of wedding loans in India, and selecting the right one can offer numerous benefits. With a personal loan tailored for weddings, you can cover all your wedding expenses, regardless of the amount required. This allows you to plan and execute all wedding arrangements in advance. Meeting the personal loan eligibility criteria and submitting the necessary paperwork will grant you immediate access to the funds.

You can utilise the loan to pay for the ceremony, rentals, various payments, and other specific needs well in advance. Online EMI calculators can help you determine your marriage loan interest rates with ease and utmost accuracy.

Features and Benefits of a Wedding Loan

Kotak Mahindra Bank’s wedding loan provides you with the following benefits:

  • No Requirement to Pledge Assets: Get your perfect wedding without compromising your assets or investments. With a marriage loan with Kotak Mahindra Bank, you can celebrate your dream wedding while safeguarding your property and financial portfolio.
  • Fast Loan Disbursement: For Kotak Pre-Approved Customers, a personal loan for marriage can be availed without any paperwork through a speedy loan disbursement of less than a Minute
  • Get a loan for up to Rs. 40 lakhs: To make the occasion unforgettable without depleting your funds, you can obtain a loan amount ranging from Rs. 50,000 to Rs. 40 lakhs with adjustable EMIs and tenures starting from 1 to 6 years. Based on the tenure and loan amount, the personal loan fees and charges may vary.
  • Spend Money on All Wedding-Related Costs: You can apply for a personal loan to pay for your wedding expenses without having any constraints on how you can use the money from your marriage loan, whether you need it for an extravagant honeymoon or to buy your engagement ring.

Documents and Eligibility Requirements for a Personal Loan for Marriage with Kotak Mahindra Bank

Anyone who satisfies the five fundamental requirements listed below is eligible to apply online for a marriage loan application. To finish the application procedure, you will require a collection of marriage loan documents if you satisfy all qualifying requirements.

Eligibility criteria:

  • Citizenship: Indian
  • Age range: 21 to 60 years old
  • Employed for: MNC, private, or public sector
  • Starting monthly salary:
    • Kotak Bank customer: Rs. 25,000
    • Non-Kotak Bank customer: Rs. 30,000
    • Kotak Bank Employees: Rs. 20,000
  • Work Experience: 1 year at least


Documents required:

  • KYC documents: Aadhaar, passports, voter IDs, driver's licenses.
  • PAN Card or any other identity card.
  • ID card for employees.
  • Income documents over the previous three months.
  • Statements of bank accounts during the preceding three months.
  • Along with these, wedding-related documents may also be needed as important personal loan-required docs.

An easy-to-follow guide for personal loan applications with Kotak Mahindra Bank

  1. The online personal loan application form can be accessed by clicking the "APPLY" button at the top of the bank’s website.
  2. Enter the OTP that was delivered to your phone together with your 10-digit mobile number.
  3. Fill out and submit the application form with your basic loan information, including your date of birth, PAN, and complete name.
  4. Enter the required loan amount.
  5. Click "PROCEED" after selecting the payback tenure.
  6. After finishing your KYC, submit your application.
  7. You can also submit your loan application by visiting the nearest branch and submitting all the required documents there.
  8. In either scenario, kindly keep in mind to review the eligibility criteria beforehand.


Kotak Mahindra Bank’s Personal Loans mean competitive interest rates and a simple, user-friendly loan application process. Salaried and self-employed applicants can apply with confidence by using the personal loan eligibility calculator.

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Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.