Here’s how you can plan your wedding under 20 lacs – Kotak Bank

11 MARCH, 2020

The thought of planning your wedding can be exhilarating, but it also comes with its own share of stressors. This is especially true when you begin to realise that it is going to be a costly affair. On one hand, you want a wedding of flamboyance, while on the other, you constantly worry about managing the funds for the same. If you are in the midst of planning your wedding, and working on ways to make it budget-friendly, then you have reached the right place. We are here to tell you how you can plan your wedding under Rs. 20 lakhs.

Deciding the Venue

Budget: Rs. 8 lakhs for three events

Venue costs make up for the highest expenses during weddings. Most Indian weddings take place on a specific day called ‘Muhurta’. Around these days, most popular venues in the cities are booked. So, if you have a preference or an eye on a particular venue, book it as soon as you decide to get married.

If a destination wedding is something that amuses you, then you do not have to let go of the idea due to budget constraints. You can conveniently avail of a marriage loan for full or additional financial support. Wedding loans are a type of personal loans that will provide you with the required funds to support your wedding expenses.

Wedding Decorations


Budget: Rs. 3 lakh

Break down the cost of decoration required for your wedding as

  • Wedding day: Rs. 1,00,000
  • Haldi + Mehndi: Rs. 50,000
  • Reception: Rs. 1,50,000

You can always negotiate on decoration charges when your wedding and reception venue is the same. Avoid the use of exotic flowers and source props and décor items from local vendors instead. The market is inundated with wedding décor, especially during the season. Alternatively, you can also go for off-season shopping to get props at a reasonable price.

Wedding Photography


Budget: Rs. 3 Lakh

Your wedding is going to be beautiful, and the photographs must depict this beauty. Your wedding album is going to capture the most memorable moments and you should invest in a good wedding photographer. Hire a professional who will capture your candid pictures while you enjoy the ceremonies with your family and friends.

Wedding Attire (including jewellery)

Budget: Rs. 3 lakh

The last but the most important part of your wedding is your attire. From traditional sarees and Sherwani to modern gowns and tuxedoes, you sure have several kinds of sartorial pieces on your mind. It is best to start shopping for your wedding at least a few months in advance to get the best deals.

What’s a wedding attire without the opulence lent by wedding jewellery? If you really like classic heavy Indian jewellery, then you can use it in combination with imitation jewels to cut on cost. These days, most websites host unique jewellery catalogues from which you can select jewellery especially designed for each function.

Your wedding is an important day in your life and you should ensure that it goes just the way you imagined. If you tactfully manage your wedding expenses, you can smoothly meet your budget of under 20 lacs. However, if you still feel like you need support with finances, you can always turn to the option of a marriage loan.

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