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Insurance Offered as per Card type:-

Know more about different Debit Cards provided by Kotak Mahindra Bank.

Debit Card Type	Lost Card Liability	Purchase Protection(Fire/Burglary)	Lost Baggage	Air Accident	Personal Accident Base Cover*	Personal Accident Enhance Cover**
Classic/Maestro Cards	2,50,000	50,000	NA	NA	2,00,000	NA
Gold/Titanium Cards	2,85,000	75,000	1,00,000	15,00,000	5,00,000	15,00,000
Platinum/My World Cards	3,50,000	1,00,000	1,00,000	50,00,000	5,00,000	15,00,000
Business Gold Cards	3,00,000	1,00,000	1,00,000	20,00,000	5,00,000	15,00,000
Privy Platinum / World / World Exclusive	4,00,000	1,00,000	1,00,000	50,00,000	5,00,000	15,00,000
Signature Cards	4,75,000	1,50,000	1,00,000	1,00,00,000	5,00,000	15,00,000
Infinite Cards	6,00,000	1,50,000	1,00,000	5,00,00,000	5,00,000	15,00,000
Business Platinum	3,50,000	1,00,000	1,00,000	50,00,000	5,00,000	15,00,000

* Minimum 2 POS / ECOM transactions of Rs. 500 each in last 30 days

** Minimum 6 POS / ECOM transactions of Rs. 500 each in last 60 days

Know more about different Debit Cards provided by Kotak Mahindra Bank.

The Debit Cardholder may be offered insurance benefits from time to time by Kotak Mahindra Bank.
Kotak Mahindra Bank reserves the right to change, at any time (at its sole discretion and without giving any notice thereof or assigning any reason thereof), suspend, withdraw, modify or cancel the insurance cover.

Insurance on Kotak Debit is provided by Zurich Kotak General Insurance company limited for the period of July 24, 2024 to July 23, 2025.

Insurance On Debit Card