Insurance On Debit Card
Use your Kotak Debit Card without worrying about its misuse.

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Insurance Offered as per Card type:-
Know more about different Debit Cards provided by Kotak Mahindra Bank.
Debit Card Type (all fig. in Rs. lacs) |
Lost Card Liability | Purchase Protection | Lost Baggage | Air Accident | Personal Accident Base Cover* | Personal Accident Enhance Cover** |
---|---|---|---|---|---|---|
#PayShopMore | 2.5 | 0.5 | NA | NA | 2 | NA |
Junior Debit Card | 2.5 | 0.5 | NA | NA | 2 | NA |
Access India Debit Card | 2.5 | 0.5 | NA | NA | 2 | NA |
Silk Platinum Debit Card | 3.5 | 1 | 1 | 50 | 5 | 15 |
Gold Debit Card | 2.85 | 0.75 | 1 | 15 | 5 | 15 |
Platinum Debit Card | 3.5 | 1 | 1 | 50 | 5 | 15 |
Jifi Debit Card | 3.5 | 1 | 1 | 50 | 5 | 15 |
Privy League Platinum Debit Card | 4 | 1 | 1 | 50 | 5 | 15 |
Privy League Signature Debit Card | 4.75 | 1.5 | 1 | 100 | 5 | 15 |
Wealth Management Infinite Debit Card | 6 | 1.5 | 1 | 500 | 5 | 15 |
Business Class Gold Debit Card | 3 | 1 | 1 | 20 | NA | NA |
Business Power Platinum Debit Card | 3.5 | 1 | 1 | 50 | NA | NA |
Everyday Debit Card | 3.5 | 1 | 1 | 50 | 5 | 15 |
* Minimum 2 POS / ECOM transactions of Rs. 500 each in last 30 days (1 month before cardholder’s death)
** Minimum 6 POS / ECOM transactions of Rs. 500 each in last 60 days (2 months before cardholder’s death)
Know more about different Debit Cards provided by Kotak Mahindra Bank.
Insurance on Kotak Debit Card is provided by United India Insurance Co. Ltd. for the period of July 24, 2023 to July 23, 2024.
Please note that the insurance cover on Kotak Bank Debit as per the earlier terms and Conditions was applicable till July 12, 2023. The revised insurance cover is applicable from July 24, 2023 to July 23, 2024.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
At your request, you are being re-directed to a third party site - https://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.
Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.