METRO Kotak Credit Card
Exclusive for Kirana owners, traders, hotels, restaurants and caterers (HoReCa)
shopping at Metro Wholesale in India.
Introducing the card that helps them save and grow their business.

Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Quick Help
Frequently Asked Questions
For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Exclusive for Kirana owners, traders, hotels, restaurants and caterers (HoReCa)
shopping at Metro Wholesale in India.
Introducing the card that helps them save and grow their business.
Fee & other Parameters | Metro Credit Card | |
---|---|---|
Joining Fees | Nil | |
Annual Fees | Nil | |
Condition for waiver of Joining Fees | NA | |
Condition for waiver of Annual Fees | NA | |
Add-on card Fees | Nil | |
Interest Charges on outstanding Balances | 3.5% (Annualized 42%) | |
Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due) | 10% | |
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof | 2.5% on advance amount, subject to minimum of ₹ 500 | |
Late Payment Charges ("LPC") | ₹ 100 for statement o/s less than or equal to ₹ 500. ₹ 500 for statement o/s between ₹ 501 to ₹ 5,000 ₹ 600 for statement o/s between ₹ 5001 to ₹ 10,000 ₹ 800 for statement o/s between ₹ 10,001 to ₹ 25,000 ₹ 1000 for statement o/s between ₹ 25,001 to ₹ 50,000 ₹ 1200 for statement o/s greater than ₹ 50,000 |
|
Over Limit Charge | Nil | |
Cheque Bounce Charges | 2.0% on bounce amount, subject to minimum of ₹ 500 | |
Standing Instruction Failure / Auto-debit return fee | 2.0% on bounce amount, subject to minimum of ₹ 450 | |
Balance Transfer Fee | ₹ 349 per ₹ 10000 or part thereof | |
Foreign Currency Mark Up | NA | |
Railway Booking Surcharge (1.8%/2.5% on transaction amount) | NA | |
Fuel Surcharge (1% on transaction) | NA | |
Fee for Cash payment at Bank | ₹100 | |
Outstation Cheque Processing Fee | Waived | |
Reissue/ Replacement Card (per issuance) | ₹100 | |
Charge Slip Request | Waived | |
Machine Surcharge at ATMs | Waived | |
Balance Enquiry Charges at Non Parent Bank ATM | Waived | |
Duplicate Statement Request | Waived | |
Please Note: GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card |
Disclaimer: Verbiage for Joining Fee (if applicable) will be displayed as Annual Fee on your monthly credit card statement. Thereafter you will be levied Annual Fee (if applicable) as per the most important terms and conditions of your credit card.