Fees And Charges

Fee & other Parameters	Metro Credit Card
Joining Fees	Nil
Annual Fees	Nil
Condition for waiver of Joining Fees	NA
Condition for waiver of Annual Fees	NA
Add-on card Fees	Nil
Interest Charges on outstanding Balances	3.5% (Annualized 42%)
Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)	10%
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof	2.5% on advance amount, subject to minimum of ₹ 500
Late Payment Charges ("LPC")	₹ 100 for statement o/s less than or equal to ₹ 500. ₹ 500 for statement o/s between ₹ 501 to ₹ 5,000 ₹ 600 for statement o/s between ₹ 5001 to ₹ 10,000 ₹ 800 for statement o/s between ₹ 10,001 to ₹ 25,000 ₹ 1000 for statement o/s between ₹ 25,001 to ₹ 50,000 ₹ 1200 for statement o/s greater than ₹ 50,000
Over Limit Charge	Nil
Cheque Bounce Charges	2.0% on bounce amount, subject to minimum of ₹ 500
Standing Instruction Failure / Auto-debit return fee	2.0% on bounce amount, subject to minimum of ₹ 450
Balance Transfer Fee	₹ 349 per ₹ 10000 or part thereof
Foreign Currency Mark Up	NA
Railway Booking Surcharge (1.8%/2.5% on transaction amount)	NA
Fuel Surcharge (1% on transaction)	NA
Fee for Cash payment at Bank	₹100
Outstation Cheque Processing Fee	Waived
Reissue/ Replacement Card (per issuance)	₹100
Charge Slip Request	Waived
Machine Surcharge at ATMs	Waived
Balance Enquiry Charges at Non Parent Bank ATM	Waived
Duplicate Statement Request	Waived
Please Note: GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card

Disclaimer: Verbiage for Joining Fee (if applicable) will be displayed as Annual Fee on your monthly credit card statement. Thereafter you will be levied Annual Fee (if applicable) as per the most important terms and conditions of your credit card.

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