Silk Savings Programme

Exciting Offers

• Urban Company - Flat 20% off up to INR 350 on a minimum spends list of Rs. 799
• Nykaa - 10% off on a minimum spend of Rs. 2000 – max Rs. 250

To find out the latest offers available on women's savings account click here

Preferential pricing on banking products

• 50% discount on Locker rental for the first year for every Silk Women’s Savings Account
• Rs. 999 flat processing fee on Personal Loan
• Up to 100% On-road funding on Car Loan
• Flat ROI @ 9.49% p.a. and zero processing fee on Two-Wheeler loan
• Zero Processing Fee on Gold Loan

Always by your side

• Dial 80-69-69-5555 | Available 9:30 am - 6:30 pm from Monday – Saturday
• Access to Silk Money Matters, a community that will help women master the art of personal finance

The Kotak Silk Platinum Debit Card has been designed keeping in mind the needs of the new age Woman. It comes with a host of offers on brands across categories, reward points on debit card spends and features that will ensure utmost convenience.

• Enjoy daily purchase limit of Rs. 2,00,000
• Get domestic daily ATM withdrawal limit of Rs. 40,000 and international daily ATM withdrawal limit of Rs. 50,000
• Kotak rewards
  • Experience Kotak Rewards feature where you can earn up to 1500 Kotak Reward Points on purchases carried out through your Silk Platinum Debit Card and redeem points across categories like groceries, apparel, jewellery, hotel, dining etc.
  • Rewards details on Silk Platinum Debit Card spends are listed below

    
    Below are the details of Reward Points:

    Minimum Spends per month	Reward Points per month 1 Kotak Reward point=Rs 0.25
    Rs. 7,500 - Rs. 15,000	400
    Rs. 15,001 - Rs. 25,000	1000
    Rs. 25,001 & above	1500

    Rewards are subject to meeting of minimum spends criteria and maintaining average monthly balance . Spends should be on domestic merchant transactions using Debit Card. The reward points will be credited every month for the previous calendar month in your Kotak Rewards account. Validity of reward points will be 1 year from the date of credit. Details of the same will be communicated through email on registered email id and SMS on registered number. ATM cash withdrawals are not eligible for Rewards. Accrued Reward Points for the last month’s spends will be available in Kotak Rewards Portal latest by 5th of the subsequent month.

• Insurance facility
  • Liability of lost card- Up to Rs. 3.5 Lakhs 
  • Purchase Protection Limit- Up to Rs. 1 Lakh 
  • Personal Accidental Death Cover-Up to Rs 25 Lakhs
  • Lost Baggage Insurance- Rs. 1 Lakh 
  • Accidental Air Death Insurance- Up to 50 Lakhs