Required Documents for Everyday Savings Account | Kotak Mahindra Bank
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors
Apply Now

Be ready with following documents while opening this account

(Original for verification and self-attested copies for submission)

Document Valid Type
Identity Proof Driving License, Passport, Voter's ID, Aadhaar Card
Address Proof Passport, Driving License, Voter's ID, Aadhaar Card, Utility Bill, Bank Statement, Bank Account Passbook (Updated and no more than 3 months old)
Signature Proof PAN Card, Driving License, Passport
Latest Passport Size Photographs

Load More



Explore more savings account options that best suit your needs.

Ready to take the next step?

Frequently Asked Questions

What is everyday savings account?

Everyday savings account is a one of a kind savings account where you can save while you spend with deals on popular brands such as Zomato, Blinkit, MakeMyTrip, EazyDiner, BookMyShow etc.

What is the interest rate offered by an Everyday Savings Account?

For Everyday Savings Account if daily balances in Savings Account is above Rs. 50 lakhs, it will earn 4% interest p.a. Where if the daily balances in Savings Account is up to Rs. 50 lakhs, it will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.

What are the eligibility criteria to open an Everyday Savings Account?

To apply for Kotak Mahindra Bank Everyday Savings Account, you should belong to any one of the below mentioned categories:

  1. Resident Indian (Sole or Joint Account)
  2. Hindu Undivided Families
  3. Foreign Nationals Residing in India

What documents are required to open an Everyday Savings Account?

The following documents are required to open an Everyday savings account:

  1. Identity Proof - Driving License, Passport, Voter's ID, Aadhaar Card
  2. Address Proof - Passport, Driving License, Voter's ID, Aadhaar Card, Utility Bill, Bank
    Statement, Bank Account Passbook (Updated and no more than 3 months old)
  3. Signature Proof - PAN Card, Driving License, Passport
  4. Latest Passport Size Photographs

Is there any monthly maintenance fee for an Everyday Savings Account?

Yes, the everyday savings account charges 6% of the shortfall in required AMB per month (Max upto Rs.600/-) 

What are the benefits of opening an Everyday Savings Account?

The benefits of everyday savings account are as follows :

  1. Treat yourself to exciting rewards - Transact and earn vouchers worth up to Rs.250* every month
  2. Get a power-packed Debit Card - Enjoy exclusive offers and discounts on popular brands with your Everyday Debit Card
  3. Special offers.on your birthdays and completion of your anniversary with the bank


Convert excess savings to term deposits via Kotak ActivMoney

  • AMB for Metro/Urban/Semi-Urban/Rural – Rs. 10,000