Be ready with following documents while opening this account

(Original for verification and self-attested copies for submission)

 
Document Identity Proof Residence Proof Signature Proof
Passport         ✓            ✓             ✓
Driving License
Valid licence
       ✓              ✓             ✓
PAN Card
(also refer notes below)
      ✓            ✗             ✓
Valid Photo Credit/Debit Card
Issued by any bank. Only if the Photo and Signature are printed on the front of the card.
NO COPY OF THE REVERSE OF THE PHOTO CARD TO BE TAKEN
      ✓            ✗             ✓
Voter's Identity Card
(Election Card)
     ✓            ✓              ✗
Ration Card (Only address proof)
Valid ID Documents
Card with Photo issued by Govt. Org, PSU, Statutory/ Regulatory Authority, Scheduled Commercial Banks, Public Financial Institutions & Professional Bodies like ICAI, ICWAI, ICSI, Bar Council, etc. to their Members
         ✓
(If photo included)
            ✓
(If address included)
             ✓
(If signature included)
College ID Card
Existing and validcard issued by colleges affiliated to universities.Applicable only if a/c with parent/guardian as Joint Holder
          ✓
(If photo included)
          ✓ 
(If address included)
            ✓
(If signature included)
Marriage Certificate
for married women (irrespective of primary or joint or single holder) and not acceptable for husband
          ✓
(If photo included) 
         ✓
(If address included)
(Not to be accepted as address proof of a woman if the account is held singly by her)
            ✓
(If signature included)
Introductory Reference
Customer's Banker except Cooperative Bank - to be obtained by KMBL - IP cheque mandatory from the same account
           ✓
(If photo verified) 
         ✓
(If address verified)
           ✓
(If signature verified)
Utility Bill
Electricity/Telephone/Mobile/Piped Gas/Water bill/ Broadband bill not more than 3 months old
     ✗        ✓             ✗
Letter from Housing Society
Only for owners with latest 2 months Maintenance bill
     ✗        ✓            ✗
Registered Leave & License Agreement
For Tenants
     ✗        ✓             ✗
Bank Statement
Active Account - signed & stamped or with logo / printed by Bank (internet downloads not accepted)
     ✗        ✓             ✗
Bank Statement
Bank statement with watermark logo of the issuing bank without the stamp and signature of the authorised bank official, can be accepted if the bank branch address mentioned on the statement and the Self Signed Initial Payment cheque is same. Branch address on the statement preferably to be a printed one. In case of handwritten branch address, same to be signed and stamped by authorised bank official of the issuing bank.
       ✗       ✓             ✗
Bank Account Passbook
Active accounts of schedule commercial banks only along with the bank seal/ stamp and signature of the bank official. (updated and not more than 3 months old)
        ✓
(If photo verified by the issuing bank branch then Initial Payment mandatory from the same bank account)
     ✓
(If address verified)
            ✗
Sale Deed         ✗      ✓
Self-signed Cheque or Product AQB
(in case the cheque is from a co-operative bank a six month bank statement would also be required)
      ✗            ✓
Wealth/ Income/ Sales/ Service Tax Assessment Order
Not more than 6 months old   
      ✗       ✓            ✗
Introductory reference fromexisting Kotak Bank customer
For a No Frills Accounts, existing customer for more than 6 months - a/c conduct satisfactory & introducer knows new customer for 1 year or more
      ✓       ✗            ✗
Postal Certificate       ✓
(If photo included)
       ✓
(If address included)
           ✓
(If signature included)


Please note the Documents are subject to change as per RBI Guidelines

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Ready to take the next step?

 

Disclaimer - W.e.f. Jun 13, 2022, daily balances in Savings Account above Rs. 50 lakhs will earn 4% interest p.a. Daily balances in Savings Account up to Rs. 50 lakhs will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.

Please note, if your account is currently in dormant status, non-maintenance charges will not be applicable to the same. In order to activate your account, please visit your nearest Kotak Bank branch .

$Year is defined as period of 12 months from 1st January to 31st December for cheque book issuance charges

 

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