ITR Based Loan
Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Quick Help
Frequently Asked Questions
Show More
For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Kotak Bank's ITR-based loans are a smart choice for businesses to access working capital. By leveraging your business's financials, our loans provide the funding to meet your working capital needs. The simplified application process and personalised approach make us the preferred financing option that businesses can rely on.
Dedicated program for small businesses filing under a presumptive income scheme
ITR based assessment
Exposure basis percentage of annual sales
Hassle-free documentation and processing
Founder - Frames Productions Company
Reviewed on 06/07/2022
CEO – Elastochemie Impex Pvt. Ltd.
Reviewed on 08/02/2022
CEO – Walko QSR Company Pvt. Ltd.
Reviewed on 07/27/2022
Learn all about Working Capital
Working Capital Cycle: Definition, Formula, Days & Examples
Top Determinants of Working Capital Requirement
4 Smart business strategies to boost your working capital
Ways through which you can ensure that the working capital maintains the agility of the business
