Personal Loan - Know Your Eligibility to Apply for Personal Loan in Kolkata at Kotak Bank

Features and benefits

Kolkata, known as the ‘City of Joy,’ is the second-biggest city in the country. It is known for its culture and heritage. The city has India’s most vibrant and historic markets. You will be mesmerized by its delicious street food, street-side stalls, historic Chinese temples, and much more. The city never fails to amaze tourists due to its rich architecture - old mansions, historic churches, colonial buildings, and synagogues. Due to such reasons, many individuals wish to settle at this financial and commercial hub of Eastern India.

Kotak Mahindra Bank extends its financial services to Kolkata. We believe in providing easy access to finance to those who need it the most. Individuals may, therefore, borrow a personal loan in Kolkata to meet their life goals and objectives. You may use a personal loan for numerous situations such as traveling the world, having your dream wedding, meeting educational expenses, establishing a business venture, paying off existing debt, and for renovating your home, among others. Such a finance option helps you fulfill your dreams and responsibilities diligently.

Features and benefits

We, at Kotak Mahindra Bank, financially assist you in fulfilling your future dreams and endeavors. You may enjoy a host of benefits and features while borrowing a personal loan in Kolkata.

Applying for a personal loan is convenient and easier.
Instant loan approval from INR 50,000 to INR 20 lakh
Flexible repayment options
Competitive interest rates
Minimal paperwork
Quick online approval

Check your eligibility to apply for personal loan in Kolkata.

Eligibility criteria

In order to borrow a personal loan in Kolkata from Kotak Bank, it is necessary to meet the eligibility criteria. Following is the checklist of criteria to fulfil while borrowing a personal loan in Kolkata.

Indian residents with a minimum age of 21 years and maximum age of 58 years
Individuals employed at MNCs, public, or private limited companies
Minimum net monthly salary of INR 20,000
Minimum educational qualification - graduate
Minimum of one-year residence in Kolkata
Minimum one-year of work experience

Check the list of required documents to apply for personal loan in Kolkata.

Required Documents

While submitting your application form, it is imperative to submit the necessary supporting documents. Basic paperwork required for borrowing a personal loan in Kolkata are as follows:

One photograph
Identity proof
Residence proof
Signature proof
Ownership proof
Age proof
Bank account details
Income details

Meeting your responsibilities and aspirations becomes easy with a personal loan. You may, therefore, borrow a personal loan in Kolkata and meet your credit requirements rather easily.

Check the features and benefits of applying for personal loan in Kolkata.