NPS Calculator

The Pension Calculator gives you an estimate of how your retirement savings and monthly pension would grow over the years, if you start investing now.

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Pension wealth on retirement

Principal Invested

Interest Earned

*Calculation based on your age and chosen Retirement age

LumpSum

Annuity

Pension per month

Note for the monthly pension calculation:

  • For “Annuity for Life” average expected returns are round 7%
  • For “Annuity for life with Return of Purchase Price” average expected returns are round 6%

 

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Frequently Asked Questions

Can a subscriber open more than one NPS account?

No

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Is it mandatory to open Tier-II account at the time of opening a Tier 1 account

No

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Can a subscriber open only a Tier-II account?

No

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How many funds are there in NPS?

NPS offers 4 fund choices to subscribers:

a.  Equity

b.  Corporate Debt

c.  Government Securities

d.   Alternate Investment fund

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Is there any guaranteed returns provided under NPS?

NPS returns are market linked and there are no guaranteed returns

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