Kotak Group Smart Cash Health Insurance| Kotak Mahindra Bank

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Group Smart Cash

Group Smart Cash is specially designed to cover incidental and ancillary expenses (medical and non-medical) in the event of hospitalisation.

Persons to be covered

Customers of Kotak Mahindra Bank Ltd.

Age Band: 18 to 50 Yrs

Policy Term

1 Year

Cover will commence from the date of premium debit.

Plan Benefits
Covers	Benefit Amount
*Hospital Daily Cash Benefit:** This cover will pay a specified daily cash amount for every completed 24 hours of hospitalisation	Rs. 5,000/day for a maximum of 30 days.
Day Care Procedure Benefit:** This cover will pay a specified daily cash amount if an Insured Person undergoes a Day Care Procedure as an inpatient for less than 24 hours in a Hospital.	Rs. 5,000 once during a year
Premium (inclusive of GST) per person per year	Rs. 3,399/year

Other Terms*
Deductible Days	Nil
Policy basis	Individual
30 days waiting period	Applicable
Specified disease/ procedure Waiting Period
Pre-existing disease waiting period

Exclusions^
Domiciliary hospitalisation
Expenses related to sterility and infertility.
Treatment for alcoholism, drug or substance abuse
Claims attributable to war, invasion, or related hostilities, etc.
Nuclear fission, radiation, etc.

^ For a complete list of exclusions, please refer to the policy wording.

Products Available

Health Care

A comprehensive health insurance plan to ensure you and your family members are always well-protected.

Secure Shield

Protect yourself and your family against the expenses that come with treating critical illnesses, without having to compromise on the quality of healthcare.

Disclaimer

Insurance is offered and underwritten by Zurich Kotak General Insurance Company (India) Limited (Formerly known as Kotak Mahindra General Insurance Company Limited)

Zurich Kotak General Insurance Company (India) Limited (Formerly known as Kotak Mahindra General Insurance Company Limited)

Registered Office: 401, 4th Floor, Silver Metropolis, Jai Coach Compound, Off Western Express Highway, Goregaon (East), Mumbai- 400063. Maharashtra, India.
Toll free: 1800 266 4545; Email: [email protected] CIN: U66000MH2014PLC260291. IRDAI Reg. No.152.

Kotak Mahindra Bank Ltd. is a Corporate Agent of Zurich Kotak General Insurance Company (India) Limited (Formerly known as Kotak Mahindra General Insurance Company Limited)

Registered Address: 401, 4th Floor, Silver Metropolis, Jai Coach Compound, Off Western Express Highway, Goregaon (East), Mumbai- 400063. Maharashtra, India. IRDAI License No. CA0250.

Trade logo displayed above belongs to Kotak Mahindra Bank Ltd. and is used under license. The advertisement contains only an indication of the covers offered. For more details on risk factors, terms, conditions, coverages and exclusions, please read the sales brochures carefully before concluding a sale.

Group Smart Cash UIN: ZUKHLGP21220V032021

Insurance is the subject matter of solicitation. Participation by Kotak Mahindra Bank Ltd.’s customers to buy insurance policy is purely voluntary and there is no direct or indirect linkage between the provision of banking services offered by Kotak Mahindra Bank Ltd. to its customers and products/services offered by Zurich Kotak General Insurance Company (India) Limited Insurance products/services are obligations of Zurich Kotak General Insurance Company (India) Limited and are not guaranteed by Kotak Mahindra Bank Ltd. Zurich Kotak General Insurance Company (India) Limited shall be liable or responsible for all matters arising out of or pertaining to the insurance products/ services offered by it.