Group Smart Cash

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Group Smart Cash is specially designed to cover incidental and ancillary expenses (medical and non-medical) in the event of hospitalisation.
Persons to be covered |
Customers of Kotak Mahindra Bank Ltd. Age Band: 18 to 50 Yrs |
Policy Term |
1 Year Cover will commence from the date of premium debit. |
Plan Benefits |
|
---|---|
Covers |
Benefit Amount |
Hospital Daily Cash Benefit*: This cover will pay a specified daily cash amount for every completed 24 hours of hospitalisation |
Rs. 5,000/day for a maximum of 30 days. |
Day Care Procedure Benefit**: This cover will pay a specified daily cash amount if an Insured Person undergoes a Day Care Procedure as an inpatient for less than 24 hours in a Hospital. |
Rs. 5,000 once during a year |
Premium (inclusive of GST) per person per year |
Rs. 3,399/year |
Other Terms* |
|
---|---|
Deductible Days |
Nil |
Policy basis |
Individual |
30 days waiting period |
Applicable |
Specified disease/ procedure Waiting Period |
|
Pre-existing disease waiting period |
Exclusions^ |
---|
Domiciliary hospitalisation |
Expenses related to sterility and infertility. |
Treatment for alcoholism, drug or substance abuse |
Claims attributable to war, invasion, or related hostilities, etc. |
Nuclear fission, radiation, etc. |
^ For a complete list of exclusions, please refer to the policy wording.
Disclaimer
Insurance is offered and underwritten by Zurich Kotak General Insurance Company (India) Limited (Formerly known as Kotak Mahindra General Insurance Company Limited)
Zurich Kotak General Insurance Company (India) Limited (Formerly known as Kotak Mahindra General Insurance Company Limited)
Registered Office: 401, 4th Floor, Silver Metropolis, Jai Coach Compound, Off Western Express Highway, Goregaon (East), Mumbai- 400063. Maharashtra, India.
Toll free: 1800 266 4545; Email: [email protected] CIN: U66000MH2014PLC260291. IRDAI Reg. No.152.
Kotak Mahindra Bank Ltd. is a Corporate Agent of Zurich Kotak General Insurance Company (India) Limited (Formerly known as Kotak Mahindra General Insurance Company Limited)
Registered Address: 401, 4th Floor, Silver Metropolis, Jai Coach Compound, Off Western Express Highway, Goregaon (East), Mumbai- 400063. Maharashtra, India. IRDAI License No. CA0250.
Trade logo displayed above belongs to Kotak Mahindra Bank Ltd. and is used under license. The advertisement contains only an indication of the covers offered. For more details on risk factors, terms, conditions, coverages and exclusions, please read the sales brochures carefully before concluding a sale.
Group Smart Cash UIN: ZUKHLGP21220V032021
Insurance is the subject matter of solicitation. Participation by Kotak Mahindra Bank Ltd.’s customers to buy insurance policy is purely voluntary and there is no direct or indirect linkage between the provision of banking services offered by Kotak Mahindra Bank Ltd. to its customers and products/services offered by Zurich Kotak General Insurance Company (India) Limited Insurance products/services are obligations of Zurich Kotak General Insurance Company (India) Limited and are not guaranteed by Kotak Mahindra Bank Ltd. Zurich Kotak General Insurance Company (India) Limited shall be liable or responsible for all matters arising out of or pertaining to the insurance products/ services offered by it.
By clicking on this link, you will be redirected to Zurich Kotak General Insurance Company (India) Limited (Formerly known as Kotak Mahindra General Insurance Company Limited) website.
By clicking on this link, you will be redirected to Zurich Kotak General Insurance Company (India) Limited (Formerly known as Kotak Mahindra General Insurance Company Limited) website.
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