How many Easy Pay accounts can be opened with a Current Account?

There are no limits on the number of accounts that can be opened or linked to a Current Account.

Does Easy Pay account holder need to maintain a minimum balance?

Account holder does not have to maintain minimum balance individually for each Easy Pay account. However, minimum balance is to be maintained for the Primary Current Account as per the account type and terms agreed by the account holder.

Are Easy Pay account holders eligible for cheque book facility?

There will be no cheque book facility for these accounts. Only cash withdrawal can be done through Easy Pay Debit Card.

Can customers carry out international transactions using Easy Pay Debit Card?

Customers cannot carry out international transactions. Only domestic transactions are enabled on Easy Pay Debit Card.

Is Easy Pay account holder eligible for interest accrual on the balance maintained with their Current Account?

No, Easy Pay account is a current account and not eligible for the interest accrual.

Easy Pay Debit Card (Discontinued)

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Easy Pay Debit Card (Discontinued)

A Debit Card designed to assist you in managing and tracking your business expenses, conveniently. Enjoy a host of benefits to make your banking experiences even more seamless. Just provide this Debit Card to your associates/partners & get your business transactions done in no time. On every transaction, an alert will be sent to the registered contact details, making the card absolutely secure.

Track day-to-day expenses real-time

Pay your associates / partners conveniently

Receive monthly e-statements for each Easy Pay Account

Get alerts on your registered contact details for every transaction made on this card

Other Features

Limits for transaction within India only:
- Daily Purchasing Limit: Rs 50,000
- Daily ATM Withdrawal Limit: Rs 25,000
Insurance offered:
- Lost Card Liability up to Rs. 50,000
- Purchase Protection Limit up to Rs. 50,000
Funds can be transferred into the Easy Pay Accounts through:
- NEFT
- RTGS
- Net Banking
- Cash Management Services (CMS)
- Cheque Deposit
No one, except the authorized account holder will have access to Net Banking.

Disclaimer

In line with RBI guidelines, Kotak Debit Cards issued from 1st Oct’20 can only be used at domestic retail outlets for payments and ATMs, to know how to enable:

Domestic Online payments: Click here for Debit Cards issued from 1st Oct’20 – 6th Jan’21 and for cards issued from 7th Jan’21, click here
International usage, Contactless payments & Tokenization click here