| Joining Fees
|
Rs. 2500 (1500 as introductory fee)
|
| Annual Fees
|
Rs. 2500 (1500 as introductory fee)
|
| Condition for waiver of Annual Fees - First Year
|
NA
|
| Condition for waiver of Annual Fees - Second Year
|
NA
|
| Addon card Fees
|
NA
|
| Interest Charges on outstanding Balances
|
3.50% (Annualized 42%)
|
| Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)
|
MAD can be 5% or 10% of TAD as decided by the Bank
|
| ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof
|
Rs. 300
|
| Late Payment Charges ("LPC")
|
Rs. 100 for statement o/s less than or equal to Rs. 500.
|
| Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000.
|
| Rs. 700 for statement o/s greater than Rs. 10,000)
|
| Over Limit Charge
|
Rs. 500
|
| Cheque Bounce Charges
|
Rs. 500
|
| Foreign Currency Mark Up
|
3.5%
|
| Railway Booking Surcharge (1.8%/2.5% on transaction amount)
|
Applicable
|
| Fuel Surcharge
|
Applicable
|
| Fee for Cash payment at Bank
|
Rs. 100
|
| Outstation Cheque Processing Fee
|
Waived
|
| Reissue/ Replacement Card (per issunace)
|
Rs. 100
|
| Charge Slip Request
|
Waived
|
| Machine Surcharge at ATMs
|
Waived
|
| Balance Enquiry Charges at Non Parent Bank ATM
|
Waived
|
| Duplicate Statement Request
|
Waived
|
| Web Pay Service Fee
|
Waived
|
| Please Note:
|
| GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card
|
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