Kotak IndiGo 6E Rewards XL Credit Card (Discontinued)
Double your travel rewards with the Kotak IndiGo 6E Rewards XL Credit Card.
Travel places, fly high and land slow, Kotak IndiGo 6E Rewards XL has you covered!

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Double your travel rewards with the Kotak IndiGo 6E Rewards XL Credit Card.
Travel places, fly high and land slow, Kotak IndiGo 6E Rewards XL has you covered!
Fees, charges & other Parameters | Kotak IndiGo 6E Rewards XL Credit Card |
---|---|
Joining Fee | ₹ 1,500 |
Annual Fee | ₹ 1,500 |
Add-on Card Fees | NA |
Interest charges on outstanding balances | 3.75% (Annualized 45%) |
Minimum Amount Due (MAD) (It will reflect in your statement in the Minimum Amount Due column) | 1% of TAD w.e.f. 01st June 2025 |
ATM cash withdrawal/Cash advance per ₹ 10,000 or part thereof | 2.5% of Advance amount subject to minimum of ₹500 |
Late Payment Charges (LPC) | |
Outstanding Statement Amount | LPC |
<= ₹100 | ₹ 0 |
₹101 - 500 | ₹ 100 |
₹500.01 – 5,000 | ₹ 500 |
₹5,000.01 – 10,000 | ₹ 600 |
₹10,000.01 – 25,000 | ₹ 800 |
₹25,000.01 – 50,000 | ₹ 1,000 |
Above ₹50,000 | ₹ 1,200 |
Foreign currency mark-up | 3.5% per transaction |
Over limit charge | ₹ 500 |
Cheque bounce charge | 2% of Bounce amount subject to minimum of ₹500 |
Standing Instruction Failure/ Auto-debit return fee | 2% of Bounce amount subject to minimum of ₹450 W.e.f. 1st June 2025, Maximum fee of ₹5000 |
Fee on Wallet Loading | W.e.f. 1st June, 2025, 1% fee on cumulative wallet loading spends exceeding ₹10,000 per statement cycle |
Credit Limit Increase Processing Fees | ₹100 as applicable |
Fee on Fuel Transactions | W.e.f. 1st June, 2025, 1% fee on cumulative fuel spends exceeding ₹50,000 per statement cycle |
Fee on Online Skill-Based Gaming | W.e.f. 1st June, 2025, 1% fee on cumulative online skill-based gaming spends exceeding ₹10,000 per statement cycle |
Fee on Education Payment | W.e.f. 1st June, 2025, 1% transaction fee will be applicable on all education payments made via third-party apps |
Fee on Utility Spends | W.e.f. 1st June, 2025, 1% fee on cumulative utility spends exceeding ₹75,000 per statement cycle |
Fee on Rent Payments | 1% fee on transaction amount |
Railway booking surcharge | Applicable |
Fuel surcharge | Applicable |
Fee for cash payment at the Bank | ₹ 100 |
Reissue/replacement card (per issue) | ₹ 100 |
Outstation cheque processing fee | Waived |
Machine surcharge at ATMs | Waived |
Duplicate statement request | Waived |
Web pay service fee | Waived |
Please note: GST/applicable taxes will be charged as per the rates approved in the Finance Act each year, on all interest, fees and other charges levied on your credit card. |