With Kotak Credit Card you can shop hassle-free and convert your outstanding credit card balance to easy EMIs.
To apply or know more about balance EMI schemes, please login to your Net Banking or you may SMS <BALEMI> to 5676788
|Tenure||Interest rate p.m.
|Processing Fees||Foreclosure Charges|
|3||1.17%||Rs. 10 per 1000||0%|
|6||1.25%||Rs. 10 per 1000||0%|
|9||1.25%||Rs. 15 per 1000||0%|
|12||1.33%||Rs. 15 per 1000||0%|
*GST & education cess would be charged as per statutory regulations on the interest & fees and other charges charged on your Credit Card. Gold transactions cannot be converted into EMI
You can also SMS<BALEMI> to 5676788
Call our Customer Contact Center at 1860 266 2666 (local call rates apply)
Check the terms and conditions for Outstanding to EMI on Kotak Mahindra Bank Credit Cards
Micro ATM is a mini version of an ATM. Micro ATMs are like modified point of sales terminals this terminal can connect to banking network via GPRS to perform banking transactions. This machine contains card swipe facility. This initiative aims to bridge the gap between the need and availability of cash requirement in the eco-system.
Google Pay is secure and easy-to-use mobile payment service which can be used to make purchases and payments nearly everywhere.
You can open a Kotak UNI Student Bank Account digitally, from anywhere, thanks to the Video KYC feature. It involves getting on a video call with a Kotak bank executive to complete your KYC process, essentially ruling out a visit to a Kotak bank branch completely.
Through this facility you can earn a much higher interest on your idle funds in the Savings Bank Account.
The idle funds from your savings account (at a pre-specified threshold limit) are transferred automatically to a term Deposit. The funds move back in to the savings account in case of funds requirements.
The advantages of this facility are: