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Cards
Credit Card
Credit Card Services
One Time Password Generation (OTP)
About

OTP Generation

Make transactions and online purchases safe and secure with One Time
Password Generation.

one-time-password

About
How to Generate

Make every transaction safe with One Time Password Generation (OTP). Every time you make a purchase or service on your phone, you need to enter an additional password to make your transaction a lot safer. This is mandatory guideline from RBI.

Kotak Credit Card allows you to do online purchases securely, with (One Time Password or Static Password chosen by you) to authenticate your online transactions.

One time Password

One Time Password (OTP) – You don’t have to remember password for online transaction each time. OTP (Six digit dynamic password will be send on your bank registered mobile number and E-mailer, each time you opt for OTP during online shopping.)
OTP Not received OTP will be sent on your registered mobile number & email ID maximum 5 times if you do not receive on 1st or 2nd attempts.
Credit Card Blocked: If OTP is entered wrongly more than 3 times. Your Credit Card will get automatically blocked for next 24 hours for security reasons and all your Credit Card transactions will get declined. You can unlock your card by calling Customer Care service

Know more about different Credit Cards provided by Kotak Mahindra Bank.

Steps for generating password for IVR Transactions

Please follow the steps given below for generating password for IVR Transactions:

SMS “KOTP XXXX” (last four digits of Kotak Credit Card number) to 5676798 or 9212738927 from your registered mobile number before your transaction.
You will automatically receive a numeric password on your registered mobile number.
Call the merchant where you wish to purchase the product or service from.
Please enter your Credit Card number, expiry date and CVV number.
Enter the numeric password through your phone.
Proceed with processing your phone (IVR) transaction.

Each purchase will have a new and unique password which can be used within 4 hours. Kindly note that no phone (IVR) transactions can be carried out without following the password process.

Know more about different Credit Cards provided by Kotak Mahindra Bank.

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Disclaimer

At your request, you are being re-directed to a third party site - http://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.

Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved

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This is to inform that by clicking on the hyper-link, you will be leaving Kotak.com and entering website operated by other parties. Such links are provided only for the convenience of the Client and Kotak Mahindra Bank does not control or endorse such websites, and it is not responsible for the information shared by you to PayTM.Proceed

Disclaimer

This is to inform that by clicking on the hyper-link, you will be leaving Kotak.com and entering website operated by other parties. Such links are provided only for the convenience of the Client and Kotak Mahindra Bank does not control or endorse such websites, and it is not responsible for the information shared by you to PayTM.Proceed

Disclaimer

This is to inform that by clicking on the hyper-link, you will be leaving Kotak.com and entering website operated by other parties. Such links are provided only for the convenience of the Client and Kotak Mahindra Bank does not control or endorse such websites, and it is not responsible for the information shared by you to PayTM.Proceed

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Please note by login in to the above link and clicking on the “Submit” button, you provide your consent and acceptance to,

Submit the three years financial statements online to the Bank through our partnered website Finfort.
Our partnered website downloading /obtaining the comprehensive financial analysis reports from Income Tax, Traces and Ministry of Corporate Affairs Portals and submitting the same to the Bank for the purposes of credit due diligence.
The terms and conditions of our Partnered website.
Authorise the bank to make any enquiries regarding your repayment history with banks, financial institutions, credit bureaus, agencies, statutory bodies etc. as may be required or as they may deem fit.

Disclaimer

Please note by login in to the above link and clicking on the “Submit” button, you provide your consent and acceptance to,

Submit the three years financial statements online to the Bank through our partnered website Finfort.
Our partnered website downloading /obtaining the comprehensive financial analysis reports from Income Tax, Traces and Ministry of Corporate Affairs Portals and submitting the same to the Bank for the purposes of credit due diligence.
The terms and conditions of our Partnered website.
Authorise the bank to make any enquiries regarding your repayment history with banks, financial institutions, credit bureaus, agencies, statutory bodies etc. as may be required or as they may deem fit.

Disclaimer

By clicking on the link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.

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Disclaimer

By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.

Disclaimer

By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.

Disclaimer

By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.

Disclaimer

By clicking on the link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.

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