To apply for Kotak Mahindra Bank Pro Savings Account, you should belong to anyone of the following categories
811 is a fully loaded Digital Bank Account brought to you by Kotak Mahindra Bank. Below are the key features of your 811 account:
W.e.f. October 18, 2019,earn 6% p.a. interest on Savings Account balance over Rs. 1 lakh and up to Rs 10 lakhs. Earn 4% p.a. interest on Savings Account balance up to Rs. 1 lakh and 5.5% p.a. interest on Savings Account balance above Rs. 10 lakhs. Applicable for Resident Accounts only. If you have opened 811 Lite account as you didn’t want to use your Aadhaar or didn’t receive Aadhaar OTP then you need to convert your account to Full KYC account in order to get Savings account interest, virtual debit card and cheque book.
811 is free for use in the digital world. This means -
If you select one of our additional services, such as a physical debit card or a cheque book*, there may be additional charges. For detailed features and charges, please check here
* Cheque book charges are applicable only to Full KYC customers
** Not available for 811 Lite customers
Kotak 811 is a new age bank account offered by Kotak Mahindra Bank.
You can get complete details about the fees and charge applicable on your savings account by referring the ‘Fees and Charges’ tab in the savings account section of our website.
Please follow the below steps:
Following are the procedures:
The FASTag validity is for 5 years and after purchasing, you only need to recharge or top up FASTag as per your requirement
The following transaction charges are applicable when you use the Kotak Debit Card at:
You can use your physical debit card to withdraw cash through an ATM. If you’ve met us to verify your identity details, you can also visit a branch to withdraw cash.
The physical Debit Card will be charged at Rs. 199 + taxes per year. You’ll need to have sufficient balance in your account to order one.
In order to verify your details, you can either book an appointment through Mobile Banking App or Call our customer care on 1860 266 0811* and schedule your appointment. One of our executives will visit you to complete the in-person KYC verification. (*Local charges apply)