Shanti Ekambaram
President – Consumer Banking

Shanti Ekambaram heads Consumer Banking and is focused on growing an integrated Consumer Banking Franchise across asset and liability products. Before taking over the reins of consumer banking, Shanti set up several businesses and was the head of the bank's corporate and investment banking business.

Gaurang Shah
Whole-time Director

Mr. Gaurang Shah, aged 60 years, is an M.Com and a Chartered Accountant. Mr. Shah is a Whole Time Director of the Bank from 1^st November, 2019. He has over 36 years of rich experience primarily in financial services, of which, over 24 years have been with the Kotak Group. Mr. Shah is in charge of the Credit function of the Bank and is the Chairman of the Credit Committee of the Bank. Mr. Shah oversees the Insurance, Asset Management including Alternate Assets and Asset Reconstruction businesses. Prior to this, Mr. Shah headed the Group Risk Management function. Mr. Shah played a key role in building the Group’s Consumer Banking and Life Insurance businesses and has held several positions of responsibility, including Head of Retail Assets at the Bank. Mr. Shah was the Executive Director of Kotak Mahindra Prime Limited, one of India’s leading automobile finance companies from 1^st October, 1999 to 31^st December, 2002 and the Managing Director of Kotak Mahindra Life Insurance Company Limited from 1^st November, 2004 to 30^th April, 2010.

G Murlidhar 
Managing Director & Chief Executive Officer
Kotak Mahindra Life Insurance

G Murlidhar is one of the founding members of Kotak Life Insurance, and is currently the company’s Managing Director & CEO. Over the past decade, Murlidhar has played an instrumental role in establishing a strong operational and service backbone, dovetailing into a highly efficient distribution network for Kotak Life Insurance.

Jaideep Hansraj
Managing Director & CEO
Kotak Securities

Jaideep Hansraj recently assumed charge as MD & CEO of Kotak Securities, the broking arm of Kotak Mahindra Group. He has been with Kotak for over two decades. Prior to this role, Jaideep was head of the Bank’s Wealth Management, Priority Banking and NR business. Under his leadership, Kotak Wealth Management has emerged as the leading wealth management firm in India and has won several accolades and recognition across the industry.

Jaimin Bhatt
Group President & Group Chief Financial Officer

Jaimin is Group CFO of Kotak Mahindra Bank and spearheads Finance, Tax, Strategy, Legal, Secretarial, Investor Relations, Operations and Facilities management and is also part of Kotak Group Management Council. He has been the Group CFO since 2003 and prior to his CFO stint, he was heading M&As at Kotak Mahindra Capital Company. He has over 38 years of experience in the financial sector, 28 years of which have been with the Kotak Mahindra Group.

KVS Manian
Whole-time Director

Mr. KVS Manian, aged 60 years, is an electrical engineer from IIT (BHU) - Varanasi, Post Graduate in Financial Management from Jamnalal Bajaj Institute of Management Studies Mumbai and a Cost and Works Accountant.

Mr. Manian is a Whole-time Director of the Bank from 1^st November, 2019. Mr. Manian has been instrumental in setting up and metamorphosing many business divisions into success stories in his over two and a half decade association with the Kotak Group. He has played a pivotal role in Kotak’s journey from an Non-Banking Financial Company to a Bank. Currently, Mr. Manian spearheads the Corporate Banking as also the Private Banking business of the Bank and has oversight responsibilities for Investment Banking and Institutional Equities Businesses. He is responsible for building a high quality integrated and profitable franchise across these businesses. Under his leadership, the Corporate Bank has grown significantly both in terms of size and profits while maintaining best in class asset quality. The Investment Banking, Institutional Equities and Wealth Management businesses also continue to maintain and improve their leadership positions in the industry. He has also been instrumental in upgradation of technology in these businesses and has also focused on building strong transaction banking capabilities of the Bank. Prior to his current role, Mr. Manian scripted the retail-banking narrative of Kotak. He was the President of Consumer Banking - steering the Bank from a single branch to over 600 branches and more than 1,000 ATMs across the country in a span of 10 years. He set up the Bank’s Retail Liability business from scratch and later managed the entire Consumer Banking business including Consumer Asset products like Home Loans, Cards, Personal Loans, Business Loans, Loans Against Property, MSME and others, some of which were launched and grown to scale during his tenure. He synergised and evolved a coordinated business strategy across asset and liability products of the Consumer Bank. In this process, he set up one of the best consumer banking franchises in the Indian banking industry.

Narayan SA
President – Group Treasury & Retail Broking 

Narayan helms Integrated Treasury (forex, fixed income, money markets and derivatives), Primary Dealership and Balance Sheet Management units at Kotak Mahindra Bank. Narayan continues to have an oversight of Kotak Securities and Kotak Mahindra Prime.

Venkattu Srinivasan
President – Asset Reconstruction and Structured Credit

Venkattu Srinivasan heads the Asset Reconstruction Division at Kotak Mahindra Bank. He pioneered the business of purchasing non-performing loans in India, and was instrumental in establishing the Asset Reconstruction Division at the Bank. In his two decade innings at Kotak, Venkattu has played a crucial role in setting up several lending businesses such as commercial vehicle loans, tractor finance, construction equipment, farm equipment, SARAL business loans etc.

Virat Diwanji
President – Retail Liabilities & Branch Banking

In his two and a half decade long innings at Kotak, Virat has led over 10 diverse business lines cutting across Assets and Liabilities. He took on the mantle of managing the branch banking business in November 2007. Some of his career milestones include managing the first JV of the Group with an overseas partner, Ford Credit as its Managing Director. In the recent past, Virat has successfully managed the integration of ING Vysya Bank’s retail distribution network with the branch banking network of Kotak.