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Frequently Asked Questions

Who can avail Kotak Healthcare Equipment Loan?

Hospitals, Laboratories, Diagnostic Centre's, Nursing Homes, Clinic's or Self-employed Doctor's can avail a Healthcare Equipment Loan.

How can I avail Kotak Healthcare Equipment Loan?

You can click on the “Apply Now” tab, share your details and our team will contact you. You can also write to us at [email protected]

Can a trust or society, having a hospital in its name, get a Kotak Healthcare Equipment Loan?

Yes, Healthcare Equipment Loan can be availed by a trust or society, provided it has a borrowing clause in trust deed and approval required from charity commissioner (if applicable) in place.

What is the maximum loan amount, tenure and loan to value (LTV) offered under Kotak Healthcare Equipment Loan?

We can offer a loan amount up to INR 10 Crores. Please visit the Features tab of Healthcare Equipment Loans for further details.

What benefit do I get by availing Kotak Healthcare Equipment Loan?

You can get a one-stop solution for all of your healthcare related requirements. We have solutions ranging from Healthcare Infrastructure Loan, CC/OD facility, Medical Equipment Loan, Letter of Credit for Import, POS Machine, Loan Against Credit Card receivable, Current Account for hospital/diagnostic centre/nursing home/clinic.

Can I get any benefit if I am an existing Kotak Bank Current Account or Savings Account or other loan customer?

Yes, we offer preferential interest rate, faster processing and doorstep service to our existing bank customers.

I require principal moratorium for 3 months, is it provided under Kotak Healthcare Equipment Loan?

Yes, moratorium can be provided under Kotak Healthcare Equipment Loan however interest has to be served during moratorium period.

Is the interest rate fixed or variable for Kotak Healthcare Equipment Loan?

Healthcare Equipment Loans are offered with a variable rate of interest, linked to EBLR.

Are there any foreclosure charges for Kotak Healthcare Equipment Loan?

Yes, prepayment charges of 3% of outstanding amount (plus taxes as applicable) will be applicable for closing the loan before completing the tenure.

What are the various charges for availing Healthcare Equipment Loan?

You are charged with processing fee for availing the Healthcare Equipment Loan. Please visit the “Fee and Charges” tab for more details.

Terms & Conditions apply. Credit at sole discretion of Kotak Mahindra Bank Ltd and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.