Kotak Smart Overdraft is an easy way to manage your finances with an unsecured overdraft limit for salaried individuals. This facility is set on a current account linked to your savings account.
Below is how Kotak’s Smart Overdraft works:
If you are an existing customer, kindly login into Net banking and click on the Smart Solutions tab.
Disclaimer: Credit at sole discretion of Kotak Mahindra Bank Ltd and subject to guidelines issued by RBI from time to time.