811 Student Txns
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors


To download Kotak mobile Banking app visit: app.kotak.com


Terms and Conditions of the transactions offer:


Offer Period - as mentioned in the mailer/communication received by you

Offer construct for: 811 offer

  • Make any 3 transactions of Rs 100 each to get gift voucher worth Rs 100.
  • You can do any of the three online transactions from below options
    • Recharge mobile
    • Shop online with ease using Virtual Prepaid Card
    • Shop, book flight/bus tickets, movie tickets online using Kotak Mobile banking app or Netbanking
    • Pay bills using BillPay

Eligible customers – Kotak 811 Customers

Terms and Conditions:

  • This offer is made to Kotak Mahindra Bank (“Bank”) 811 Account customers (“Customers”).
  • This offer cannot be clubbed with any other offer of Bank. 
  • This Gift Card/ Voucher is issued by Qwikcilver (“Qwikcilver”). Qwikcilver is a private limited company incorporated under the laws of India, and is the issuer of Gift Cards.
  • Customer has to make 3 transactions of Rs. 100 each to get a Gift Voucher.
  • Customer has to make 3 transactions of Rs. 100 each on any of the abovementioned online transactions options to qualify for this Offer One CRN will be eligible for Rs 100 of total vouchers only once
  • The last date to redeem the voucher is mentioned in the mailer
  • This Gift Card is redeemable for e-gift cards for the brands on https://kotak.woohoo.in/ ONLY
  • The Gift Card balance will not be redeemed for cash.
  • Gift Card cannot be used to purchase other Woohoo Gift Card or Woohoo e-gift Card.
  • The Gift Card cannot be reloaded.
  •  Eligible customers shall be declared within 60 days from the last day of the Offer Period and the Gift Card will be given to all eligible customers within 75 days      from last day of Offer Period.
  • The Gift Card/voucher is valid for 30 days from the date you receive the voucher code communication from Bank. 
  • Protect the card numbers and PIN numbers to avoid misuse. Bank or Qwikcilver will not be responsible in case the card is lost, stolen or used without permission. In case the card number gets stolen, it cannot be replaced, nor cash refunded.
  • The Gift Card cannot be revalidated after the expiry. No returns and no refunds on E-gift cards.
  • The decision of the Bank and Qwikcilver (as may be applicable) in all matters in connection with and incidental to this redemption process shall be final and binding on all persons 
  • The Bank shall not be responsible or liable in any manner whatsoever for any deficiency or inadequacy in the services rendered by Qwikcilver or any of the brand selected for the voucher and the Customer hereby agrees not to hold the Bank responsible or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses that he/she may suffer on account of this Offer. 
  • Participation in this offer is voluntary. Any person availing this offer shall be deemed to have read, understood and accepted these terms and conditions.
  • The Bank holds out no warranty and makes no representation with respect to the service and delivery of the goods and services offered by Qwikcilver and the brand selected for the voucher. In case of any disputes or complaints regarding the same the Customer is required to resolve the same directly with Qwikcilver and the brand selected for the voucher without any reference to the Bank whatsoever.
  • Bank shall not be liable in any manner whatsoever for any loss/damage/claim that may arise out of use or otherwise of any goods and services availed by the Customer under the Offer. 
  • The Bank and Qwikcilver reserve the right, at any time, without previous notice to add, alter, modify, change or vary all or any of these terms and conditions, or to replace, wholly or in part, this Offer by another offer, whether similar to this Offer or not, or to extend or withdraw it altogether without assigning any reason whatsoever. 
  • Customers are advised to read and understand the terms and conditions of Qwikcilver, brand selected for the voucher before availing the benefits of the offer. The Bank merely facilitates its Customers to avail the benefits of the offer and is in no way concerned or connected with the terms and conditions of Qwikcilver and the brand selected for the voucher.
  • All disputes arising out of or in connection with this Offer shall be subject to the exclusive jurisdiction of courts in Mumbai, irrespective of whether any other courts/tribunals have concurrent or similar jurisdiction.

Steps to redeem the vouchers:

  • To redeem this Gift Card click on https://kotak.woohoo.in/
  • Select the brand Amazon voucher, and click on Buy Now
  • At the checkout page, enter your email ID and mobile number to receive the voucher on the entered email ID.
  • Enter your 16 digit Gift Card No and PIN at the Checkout page and click Apply and then click on Place Order.
  • You will receive a unique order ID for successful order creation. Please use the same for future correspondence.