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A Corporate Credit Card is issued to employees for business expenses, offering convenience and control over finances. Companies can choose corporate liability, where the business is responsible for payment, or joint and several liability, where both the company and employee share the responsibility. With enhanced transparency and spending control, companies can monitor expenses, reduce fraud, and set adjustable limits for different employees. Additionally, rewards like airport lounge access, dining discounts, and other benefits provide added value, making it a versatile tool. The card also simplifies expense reporting, allowing better financial planning and cost management for future budgeting.
Enjoy up to 48 interest-free days on bill payments.
Enjoy complimentary access to airport lounges
Waivers up to ₹3500 on Fuel and ₹500 on railways annually
Get 24x7 assistance with a dedicated service manager.
Earn rewards on select merchant purchases with exclusive offers.
Customise your credit limit to suit your corporate spending needs.
Select your preferred method.
|
Benefit |
Lounge list |
How to access |
Domestic Lounge Access |
2 complimentary visits every quarter |
Present your Credit Card |
Complimentary visits are only applicable for primary card holder, visits by add-on or guest will be chargeable
Insurance Covers | Sum Insured in INR |
---|---|
Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection). | 50,000 |
Flight Delay (Deductible - 6 Hours) |
10,000 |
Carrier Cancellation | 10,000 |
Loss of Checked in Baggage | 10,000 |
Delay of Checked in Baggage | 10,000 |
Valuable Documents Cover | 10,000 |
Missing of Connecting International Flight During Transit | 10,000 |
General Conditions:
General Exclusions:
Note:
Kotak Mahindra Bank Card Variant |
---|
Basic Corporate Credit Card (CCCL) |
Classic Corporate Credit Card (CCCL) |
Privy League Platinum Corporate Credit Card (CCCL) |
Corporate Platinum Credit Card (CCCL) |
Corporate Platinum Credit Card (CCIL) |
Corporate Platinum Credit Card (CCJ&SL) |
Corporate Wealth Signature Credit Card (CCCL) |
Solitaire Business Credit Card (CCCL) |
Fee & other Parameters | Corporate Platinum | Corporate Wealth Signature |
---|---|---|
Joining Fees | Nil | Nil |
Annual Fees | Nil (Rs. 999 For Low Forex Platinum Card) | Nil |
Condition for waiver of Annual Fees - First Year | NA | NA |
Condition for waiver of Annual Fees - Second Year | NA | NA |
Addon card Fees | NA | NA |
Interest Charges on outstanding Balances | 3.30% (Annualized 39.6%) | 3.10% (Annualized 37.2%) |
Minimum Amount Due (MAD) | Upto 100% | Upto 100% |
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof | NA | NA |
Late Payment Charges ("LPC") | Rs. 100 for statement o/s less than or equal to Rs. 500. | Rs. 100 for statement o/s less than or equal to Rs. 500. |
Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000. | Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000. | |
Rs. 700 for statement o/s greater than Rs. 10,000) | Rs. 700 for statement o/s greater than Rs. 10,000) | |
Returned Cheque Charges | 2% subject to a minimum of Rs. 500 | 2% subject to a minimum of Rs. 500 |
Foreign Currency Mark Up | Upto 3.50% | Upto 3.50% |
Railway Booking Surcharge (1.8%/2.5% on transaction amount)* | Waived | Waived |
Fuel Surcharge (1% on transaction)** | Waived | Waived |
Fee for Cash Payment at Branch | Rs. 100 | Rs. 100 |
Card Replacement Fee (Lost & Damaged Cards) | Waived | Waived |
Please Note: | ||
GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card | ||
*Maximum Railway surcharge waiver of Rs. 500 in a calendar year | ||
** Fuel surcharge to be waived only for transactions between values of Rs. 500 - Rs. 3000. Maximum Fuel surcharge waiver of Rs. 3500 in a calendar year | ||
Terms and Conditions
Before applying for the Corporate Credit Card, please go through the Most Important Terms and Conditions (MITC) below.
Please click here to view the MITC.
Here are some reasons to choose Kotak Corporate Credit Cards
Check and select your ideal Corporate Credit Card as per your financial goals and spending habits.
A Corporate Credit Card is designed for businesses to manage expenses efficiently. It offers expense tracking, customisable limits, and reporting tools to streamline payments for operational costs and employee expenditures.
Corporate Credit Cards offer benefits such as detailed expense reporting, travel perks, customisable limits, and streamlined payments for business expenses. They help manage cash flow, improve financial control, and provide access to exclusive offers and discounts.
To apply for a Corporate Credit Card, please click the “Apply Now” button and complete the required information. Our team will reach out to you to guide you through the next steps of the application process.
Corporate Credit Cards can be used for business expenses, including travel, and entertainment payments. They help manage and track these costs efficiently and provide detailed expense reports.