Get your home renovated this festive season| Personal Loan Stories - Kotak Mahindra Bank

11 MARCH, 2020

A beautiful and well architected home is a symbol of status and accomplishment. A strongly built and well maintained house creates a great impression on your guests.

With the festive season around the corner and events in place, there is a general spike in house renovation. With affordable home renovation loan available, you can now cost-effectively redecorate your house as per your preference. A personal loan for home renovation is primarily meant for making improvements in the house that you already own.

The pointers to keep in mind while renovating a house this festive season are as follows:

Plan on how to renovate

If you are going in for renovation, then you need to focus on how you desire to design your house. Your architect will ask your preferences and plan accordingly. Each and every room of your house, the bedrooms, kitchen, bathrooms etc. will require proper planning before the renovation starts. Or you can also renovate a particular section of the house. Once the plan is finalized, the architect will list down the materials which will be required for the renovation of the house.

Painting of the house

You can completely transform the appeal of your interiors with your approach to painting. The colors have the incredible element of highlighting the furniture and also providing a masterful touch to the lighting and the indoor layout of the house. So choose the paint that suits your house and your budget.


Most of us renovate kitchens for increasing the space in it. If you want to increase the space at a considerable cost, it is better to build cabinets. Transitioning into modular kitchens will increase the storage space of your kitchenware, thus freeing up kitchen space.


Windows strategically placed across the house supports cross ventilation and provide natural light that can immensely reduce electricity bills and improve the ambiance of the house. Going for big archaic windows for your house is always recommended.

Floor renovation

Floor renovations can get a little expensive, so if you find it within your budget, then go for it. If floor renovations are not required, try to change the floor design for making it more attractive.
It is preferable to get a home renovation loanfor all your redecoration and improvement purposes. These loans are specifically for house renovations and are available at an affordable rate. So do apply for one if you require funds for house renovation.

Read more: how to use personal loan for home renovation.

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Disclaimer: This Article is for information purpose only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. Bank make no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Newsletter. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from Kotak. Kotak, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein.