Get your home renovated this
festive season
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Disclaimer: This Article is for information purpose only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. Bank make no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Newsletter. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from Kotak. Kotak, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein.
Personal Loan can help you meet unexpected expenses such as wedding expenditure, school or college fees, dream vacations, home renovation projects or even for the purchase of consumer durables.
Applying for a personal loan is a lot easier, quick, and convenient with Kotak Mahindra Bank.Click https://www.kotak.com/en/personal-banking/loans/personal-loan.html to apply for the same.
No, you do not have to provide any security or collateral to obtain a personal loan. Personal loan is a type of unsecured loan. This essentially means that it is not backed by the guarantee of collateral. You are not burdened by the need to generate collateral like gold, property or shares, as with other types of loans. As there is no security to assure loan repayment, the bank will focus on the income and financial stability of the applicant.
There are several benefits of availing a personal loan from Kotak bank. Some of the most notable benefits include:
The eligibility to avail Personal loan is as follows :
You can apply for a personal loan by following the below steps:
On Mobile banking
On Net Banking
Or
By simply clicking https://rcasprod.kotak.com/personal-loan?source=website&banner=ProductPageApplyonlineTab.
Please Note: The same would be subject to approval. The time frame for the personal loan is 10 working days if approved.
You can apply for a personal loan by following the below steps:
On Mobile banking
On Net Banking
Or
By simply clicking https://rcasprod.kotak.com/personal-loan?source=website&banner=ProductPageApplyonlineTab.
Please Note: The same would be subject to approval. The time frame for the personal loan is 10 working days if approved.
Failure
11 MARCH, 2020
A beautiful and well architected home is a symbol of status and accomplishment. A strongly built and well maintained house creates a great impression on your guests.
With the festive season around the corner and events in place, there is a general spike in house renovation. With affordable home renovation loan available, you can now cost-effectively redecorate your house as per your preference. A personal loan for home renovation is primarily meant for making improvements in the house that you already own.
The pointers to keep in mind while renovating a house this festive season are as follows:
Plan on how to renovate
If you are going in for renovation, then you need to focus on how you desire to design your house. Your architect will ask your preferences and plan accordingly. Each and every room of your house, the bedrooms, kitchen, bathrooms etc. will require proper planning before the renovation starts. Or you can also renovate a particular section of the house. Once the plan is finalized, the architect will list down the materials which will be required for the renovation of the house.
Painting of the house
You can completely transform the appeal of your interiors with your approach to painting. The colors have the incredible element of highlighting the furniture and also providing a masterful touch to the lighting and the indoor layout of the house. So choose the paint that suits your house and your budget.
Kitchens
Most of us renovate kitchens for increasing the space in it. If you want to increase the space at a considerable cost, it is better to build cabinets. Transitioning into modular kitchens will increase the storage space of your kitchenware, thus freeing up kitchen space.
Windows
Windows strategically placed across the house supports cross ventilation and provide natural light that can immensely reduce electricity bills and improve the ambiance of the house. Going for big archaic windows for your house is always recommended.
Floor renovation
Floor renovations can get a little expensive, so if you find it within your budget, then go for it. If floor renovations are not required, try to change the floor design for making it more attractive.
It is preferable to get a house renovation loanfor all your redecoration and improvement purposes. These loans are specifically for house renovations and are available at an affordable rate. So do apply for one if you require funds for house renovation.
Read more about how to use personal loan for home renovation here.
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