Welcome to the future of mobile banking! The Kotak 811 bank account packages the entire digital banking ecosystem into your smartphone. Get best deals on shopping, travel, entertainment and meet all your banking/investment needs on the move with just a few clicks on Kotak Mahindra mobile app.
No visiting any bank branch or leaving your home. Just open your Kotak 811 account on smartphone or through a browser in an instant and quickly log in to the world of seamless digital banking.
Worried about paying charges for low balance in your account? Now enjoy no minimum balance commitment on your Kotak 811 bank account and experience true financial freedom.
Earn up to 4%* interest annually on your account balance and let your bank account earn more money while you work or play!
Want to earn higher interest of a fixed deposit (FD)? Set your sweep-in and sweep-out limit and see your funds being converted into an FD immediately.
To enable ActivMoney for your 811 account, visit your nearest branch or call our call centre at 1860 266 0811**
Now you can open your investment account or book TD /RD in a single click from 811 Mobile banking app. You can also request for Chequebook, transfer funds or walk into a branch for cash transactions and enjoy many more benefits of a savings account^^
The Debit Card is no more plastic with 811. It's a Virtual Debit Card, shrunk to fit in your mobile. Check the card details within the safety of your app and use it to make online payments like Shopping, paying bills or recharging mobile / DTH, in few taps.
You don’t need cash or cards to make payments. Now paying has become simpler with the Scan & Pay feature. With this pay for all you’re shopping, movies, groceries, and much more
No need for multiple apps on your phone when you have the Kotak Mobile Banking App. Go to the Kaymall section shop on Flipkart, subscribe to national/international magazines, book your flight and hotels on Goibibo or train tickets^ on IRCTC at the best rates all with your Kotak 811 account.
You can now open Kotak 811 account by downloading the Kotak mobile banking app or just click here and open account instantly.
Customers who have opened JifiNeo will now enjoy Kotak 811
W.e.f. May 25, 2020, interest rate on daily balances in Savings Account stands revised as follows: Daily balances in excess of Rs. 1 lakh will earn 4% interest p.a. and daily balances up to Rs. 1 lakh will earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.
Example: If End of Day Savings Account balance is Rs. 1,50,000, then Rs. 1,00,000 will earn interest of 3.50% p.a. and Rs. 50,000 (being the balance in excess of Rs. 1,00,000), will earn interest of 4.00% p.a.
^^Features mentioned are available only to customers who have completed their full KYC
**Kindly call on our new number: 1860 266 0811, for any queries or issues between 9.30am to 6.30pm, Monday to Saturday (except holidays). Local charges apply.
***Scan and Pay at selected in store outlets
^Terms and conditions apply
##This Feature is only available for 811 Full KYC customers. By signing up for this feature, customer agrees to the following Terms & Conditions:
Unfortunately, the Kotak 811 account is intended for a single user only, and cannot be held jointly.
Don’t worry; we regularly back up all the information that you’ve entered. Please reopen the app, and you will be able to continue from where you left off.
Yes, of course! All the information you’ve entered is regularly backed up to our servers. You may leave the app or close it at any point. When you return, you can resume from where you left off.
The security of your personal information and your online banking transactions is of utmost importance to us. We maintain strict security standards to prevent unauthorized access to your information.