811 Variants

Variant 811 Limited KYC 811 Lite 811 Full KYC Account 811 EDGE
How to Open Install 811 App/Website Install 811 App/Website Install 811 App/Website Install 811 App /Website/ Visit your nearest branch
AMB requirement (Rs.) Zero Zero Zero 10,000/-
Physical Debit Card Rs. 199 p.a. NA Rs. 199 p.a. Platinum Debit card- Rs. 150 p.a
Virtual Debit Card Free NA Free NA
Type Mobile/Website Mobile/Website Available on Mobile/Website/ Branches Available on Mobile & Branches
Cumulative credits allowed Rs. 2,00,000 in a F.Y Rs. 10,000 in a calendar month & Rs. 1,00,000 in a F.Y No Restrictions No Restrictions
Online transactions IMPS & NEFT Free Outward Funds transfer not available IMPS, NEFT & RTGS Free IMPS, NEFT & RTGS Free
Cheques NA NA On request By default
Validity from the date of opening 12 months 12 months NA NA
Interest paid Up to 6%* NA Up to 6%* Up to 6%*
Features Deposits Cash Yes Yes Yes Yes
Cheques Yes No Yes Yes
Withdrawal Cash No No Yes Yes
Cheque No No Yes Yes

Check your eligibility for the 811 Savings Account.

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Frequently Asked Questions

Can I hold my account jointly with another applicant?

Unfortunately, the Kotak 811 account is intended for a single user only, and cannot be held jointly.

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I got disconnected from the Kotak Mobile Banking App. How can I continue my application?

Don’t worry; we regularly back up all the information that you’ve entered. Please reopen the app, and you will be able to continue from where you left off.

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Can I save my application and continue it later

Yes, of course! All the information you’ve entered is regularly backed up to our servers. You may leave the app or close it at any point. When you return, you can resume from where you left off.

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Is my information secure?

The security of your personal information and your online banking transactions is of utmost importance to us. We maintain strict security standards to prevent unauthorized access to your information.

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How do I start using the Mobile Banking App once my account is activated?

Once your account is active, you can log in to the Mobile Banking App by entering your CRN and the MPIN that you chose during the account opening process.

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