What is the difference between Cash Credit and Overdraft?
  • Personal
  • Business
  • NRI
  • About Us
  • Learn
  • Help
Discover Personal
Discover Business
Discover NRI
Learn

productCArd

Safe Banking
productCArd

Digital Banking
productCArd

Calculators
productCArd

Financial Education
Help

Quick Help

productCArd

Locate Us
productCArd

Contact Us
productCArd

Report Fraud / Raise Dispute
productCArd

Service Request

Frequently Asked Questions

productCArd

Accounts
productCArd

Payments
productCArd

Credit Card
productCArd

Kotak 811
productCArd

My Profile
productCArd

Loans
productCArd

Digital Banking
productCArd

Deposits
productCArd

Investments
productCArd

Insurance
productCArd

Working Capital

Show More

Get App

For Kotak Bank Customers

productCArd

Kotak Mobile Banking App
productCArd

Open Savings Account

For Kotak811 Customers

productCArd

Kotak811 Mobile Banking App
productCArd

Open Kotak811 Account
>
productCArd productCArd

Home

 productCArd productCArd

Learn

 productCArd productCArd

Help

 productCArd productCArd

Get App

  • What is the difference between Cash Credit and Overdraft?

Overdraft is a fixed limit given to the client and Cash Credit is a limit given to the customer but the client can use the amount based on his DP (formula for illustration:(Stock+Debtors-Creditors)*75%). No stock audit required during the tenor of the loan in OD. Stock audit is rarely stipulated.
Useful Links
Was this information helpful?
Was this information helpful?