Do I need a guarantor to avail the gold loan
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While availing a Kotak Gold Loan, No Guarantor is required. If age of the borrower is between 70 to 75years, a Co Borrower is required. 

Please note: 

1. The same is not eligible even with guarantor, if the borrowers age is above 75 years. 

2. Nominee is Mandatory.

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