what is the eligibility criteria to apply for a gold loan
what is the eligibility criteria to apply for a gold loan?
For availing Kotak Gold Loan you need not be a Kotak customer, however, you need to be an Indian Citizen more than 18 years and less than 75 years having a KYC of Officially Valid Document(OVD) for identity and address proof apart from signature proof. If the age group is between 70 to 75 years, then a co-applicant is required.
Please note:
1. CIBIL Rating should not be less than 450.
2. One should not be a defaulter or having NPA with any other bank.
3. Gold Jewelers and Pawn brokers are not eligible.
4. If student, he/she should submit necessary proof of cash flow to support repay the loan (Generally not encouraged)
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