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A Load Fund charges a percentage of NAV for entry or exit into the fund. The load structure of a scheme has to be disclosed in its offer documents. In accordance with the SEBI circular SEBI/IMD/CIR No.4/168230/09 dated 30 June 2009 there is no entry load for any/all mutual fund schemes.
A no-load fund is one that does not charge entry or exit load. It means the investors can enter the fund/scheme at NAV and no additional charges are payable on purchase or sale of units.
Exit load is generally charged if the exit is made before a specified time. In most equity funds, the exit load is 1% if the exit is before 1 year. Assuming you bought the fund at a NAV of Rs.10, and after 6 months the NAV is Rs.11 and you wish to exit from the fund, you will be charged 1% of 11 = 0.11 and your redemption proceeds would be Rs.10.89 (Rs.11- Rs.0.11).
Currently, in India, the exit load charged is credited to the scheme. Investors should consider loads while making investments as these affect their returns. However, investors should also consider the performance track-record of accomplishment and service standards.
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By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.