You can easily link your Fixed Deposit to your saving or current account by using Net Banking:
1) Go to Investment -> Deposits
2) Link a Fixed Deposit to Savings / Current Account
Another way, you can place this request by calling our 24x7 helpline number (1860 266 2666 Standard call charges apply) OR at our nearest branch.
1. In case of joint Fixed Deposit linking can't be done online.
2. Fixed Deposit linking to your savings or current account is not possible if it's booked under Sweep In Facility or if Sweep in Facility is Active in your Savings or Current Account.
Please click https://www.kotak.com/en/personal-banking/Deposits/sweep-in-facility.html?cid=answer&source=keya&medium=faq to know more on Sweep in Facility.