Of course - you're most welcome to join the Kotak family! I request you to visit our nearest branch with your original PAN and Aadhaar card and our bank official will help you invest in a Fixed / Fixed Deposit.
Apart from that, Why don't you open a Savings accounts with us!
Please click https://www.kotak.com/en/personal-banking/accounts/savings-account.html?cid=answer&source=keya&medium=faq and select the account type that you wish to open with us!
Please click https://www.kotak.com/en/reach-us.html?cid=answer&source=keya&medium=faq to know your nearest branch.