Who can use Kotak Mobile Banking?

Customers having Current/Savings Account, Term deposit, credit card or a loan account are eligible for mobile banking access.

The access & transaction rights are given as per following:

Individual Account

Sole Ownership Account: View and Transact

Joint Account- Single Operating Mode: View and Transact

Joint Account- Joint Operating Mode: View

Minor Account- Minor: No access

Minor Account- Guardian: View and Transact

Power of Attorney: View and Transact

 

Non- Individual Accounts*

Authorized Signatories - Single operating mode**: View and Transact

Authorized Signatories - Conditional operating Mode:  View

* Company, Society, Trust, Association, Partnership, Sole Proprietorship, HUF

** Karta of an HUF and sole proprietor will get 'View' and 'Transact' access

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