For Non-811 customers:
Login to Kotak Mobile Banking App > Go to Apply Now tab > Click on Credit Card
For 811 customers:
Step 1. Complete your FKYC after opening 811 account
Step 2. You can apply for the card after 48 hours of completing your FKYC
Step 3. Book an FD of Minimum Rs. 10,000
Step 4. Login to Kotak Mobile Banking App > Go to Apply Now tab > Click on Credit Card