You can check the description given in your bank statement for the transaction. Following are some standard descriptions,
- ATW : ATM withdrawal done from Kotak ATM machine.
- ATL : ATM withdrawal done from other bank ATM machine.
- OS : Online shopping done on Net banking payment gateway from merchant web site.
- IB : Transaction done on Kotak Net Banking
- MB - Transaction done on Mobile banking.
- Int. Pd. : Interest credited on your savings account balance.
- PCD : Debit card Swipe/Pos transaction.
- PB : Transaction done through Phone Banking (IVR).
- Sweep transfer to : Booking new Term Deposit.
- Sweep transfer from : Broken existing Term Deposit.
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