Attractive interest rate on savings account up to 6%* p.a.
Cashback+ of up to Rs. 4,500 on spends across categories
2 non-maintenance charge waived My junior Account
Avail special rates on your car insurance**
Attractive interest rate and nil processing fees on 4 wheeler loans##
Low interest rate of 8.5% and nil processing fees on two wheeler loans##
Discounted processing fees of Rs. 999 on personal loans^^
Discount of 0.05% p.a. on home loans^^
Gold loan*** at 11% for loan above Rs. 2 lakhs
TripXOXO vouchers worth USD 60 on loading/reloading Forex Card++
SMS SILK to 5676788
Call our Customer experience center
on 1860 266 2666
(Local call charges apply)
Walk in to the nearest
Kotak Mahindra Bank branch
Questions? Browse through the
FAQs to learn more about
Silk & it's services.
*Earn 6% interest p.a. on Savings Account balance over Rs. 1 lakh and up to Rs. 10 lakhs, 4% interest p.a. on Savings Account balance up to Rs. 1 lakh, 5.5% interest p.a. on Savings Account balance over Rs. 10 lakhs and up to Rs. 5 crores and 5.25% interest p.a. on Savings Account balance above Rs. 5 crores. Applicable for Resident Accounts only. The interest rates are subject to change. Visit www.kotak.com for latest information on interest rates. +Cashback amount is for the year and the amount mentioned is for the Ace variant. Cashback subject to meeting of minimum Average Monthly Balance requirement and spends. The spends should be on Domestic merchant transaction using Debit Card. Cashback will be credited in the subsequent month. Details of the same will be communicated through email and SMS. ATM Cash withdrawals are not eligible for rewards.^^Terms & Conditions apply. Credit at the sole discretion of Kotak Mahindra Bank Ltd. and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets. Limited period offer. Applicable for select locations only. **Insurance is underwritten by Kotak Mahindra General Insurance Company Limited. Kotak Mahindra Bank Limited is a Corporate Agent of Kotak Mahindra General Insurance Company Limited. Special rates are subject to terms and conditions. For more details on risk factors, terms, conditions, coverages and exclusions, please read the sales brochure / policy wordings carefully before concluding a sale. ##Kotak Mahindra Prime Ltd. is a subsidiary of Kotak Mahindra Bank Ltd. Available at select locations. Loan disbursement will be subject to complete documentation and credit at sole discretion of Kotak Mahindra Prime Ltd. ***The gold ornaments that you would have to keep as collateral with the bank should be between 18 to 22 karats; if you keep bank-minted coins, they have to be 24 karats. Loan to Value ratio as prescribed by RBI from time to time. Credit at the sole discretion of the Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.++Kotak Forex Card offer valid on applying new Kotak Forex card digitally and load foreign currency with USD300 or more or equivalent, through the Net Banking or Mobile Banking within the offer period. Reload existing Kotak Forex Card with foreign currency USD500 or more or equivalent, through the Net Banking or Mobile Banking within the offer period from 1st March 2020 to 31st March 2020. Forex Card offer terms and condition apply. ^Terms & Conditions Apply. The discount vouchers are being offered by respective merchants and not by Kotak Mahindra Bank Ltd.
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Offers mentioned on Loans (except Home Loan), Motor Insurance & Forex Card are valid till March,2020.