At Kotak, we understand how every little step makes a huge difference in reaching your business goals. To help you meet newer milestones of success everyday, we offer a range of collateral-free customized business loan solutions best suited for your business requirements.
Kotak offers business loans ranging from Rs. 3 Lakhs to Rs. 75 Lakhs for small, medium and large businesses
Kotak provides unsecured business loan which means you can fund your business without any collateral
Get quick approval on business loans with hassle-free processing to meet immediate financial needs of your growing business
Kotak provides business loans with flexible tenures of upto 48 months to make repayment easy
Along with your business, Kotak also takes care of your convenience. Enjoy our doorstep services by availing our business loan
Kotak Mahindra Bank is the first bank to partner with Government e-Marketplace (GeM) Sahay – a platform that connects sellers with lenders, offering real-time financing against Purchase Orders. GeM is an innovative end-to-end marketplace that enables open, efficient, and transparent procurement of goods and services for various Government Ministries/ Departments, Public Sector Undertakings, and other apex autonomous bodies of the Central Government, ensuring seamless public procurement on the platform.
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*We also fund against credit card receivables (FCCR) with loan amount upto Rs. 3 crores.
** Terms & Conditions apply. Credit at sole discretion of Kotak Mahindra Bank Ltd and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
Whether you are an established business professional or a budding entrepreneur, you can always turn to Kotak Business Loans in times when your business needs more capital. We offer business loans ranging from Rs. 3 lakhs – Rs.75 Lakhs with flexible repayment methods.
Who could be eligible for a Business Loan?
Are you thinking of availing a business loan anytime soon? Browse through our business loan eligibility criteria mentioned below, to make sure your business loan is approved at the very first go:
Check out the criteria for business loans eligibility to know more.
What are the fees and charges associated with Kotak Business Loans?
Check out the business loan rates for availing the business loan.
How much EMI do I have to pay for a Business Loan?
To know how much EMI you would have to pay every month, try our easy-to-use business loan emi calculator. Simply enter the following details & Know your EMI:
What are the documents that I need for getting a Business Loan?
We, at Kotak, believe in fast loan disbursals with miminum troubles of lengthy paperwork. Check out the documents required for business loan to know more.
Yes. We offer preferential interest rate, faster processing & doorstep service to existing bank customers while taking our business loan.
For availing Kotak’s business loan, the minimum turnover required is Rs.40 Lakhs.
Kotak Business Loans range from Rs.3 lakhs to Rs.75 Lakhs. We also offer loans against credit card receivables (FCCR) with a maximum loan amount of Rs.3 crore.
Kotak Business Loans are sanctioned within 72 hours of submitting all the required documents.
Need quick financing? Check out our Loan Against Property and get a loan at low interest rates with Kotak.
Businesses require current accounts to function smoothly. Open Current Account with Kotak now.
Kotak provides exclusive offers to its HNI customers. Check out these offers in our Privy League section now.