If you are an existing Kotak Mahindra Bank customer, you need to have a Savings or Salary account with us to apply for this card.
Yes, New to bank customer can open 811 account online and apply for this card.
All transactions done on POS and E-Commerce via Kotak PVR Debit Card are eligible for earning PVR reward points (with certain exceptions and capping*). You will earn PVR reward points for all transactions be it bill payment, online shopping or POS transactions at merchant outlets, ticket booking etc.
ATM transactions (cash withdrawal) will not be considered for PVR reward points.
*Transactions not eligible for reward points are: Tax payments, Passenger Railways, Service Stations, Automated Fuel Dispensers, Direct Marketing, Insurance Services, Security Brokers / Dealers, Insurance Sales/Underwriting/ Premiums, Court Costs, Fines and Government Service, any Convenience fee, taxes on the convenience fee, or any Charity payments
For all spends done on Kotak PVR Debit Card, PVR rewards points will be credited within 15 working days. Points will be visible in the PVR Privilege plus Account on PVR Mobile App/Website. Points will only be credited for spends done after enrolment to PVR Privilege Plus membership. Enrolment will be done within 15 working days from issuance of Debit Card which is subject to payment of card fees. On successful enrolment, you will receive a SMS from PVR.