PVR Debit Card

Not a Kotak customer?

Already a Kotak customer? 

** After account opening, visit Mobile Banking App > ‘Apply now’ > ‘Apply/Upgrade Debit Card’ to apply for Kotak PVR Debit Card
***If you have 4 active Debit Cards, please block any one and then apply for the new card. For security reasons, at a time maximum 4 Debit Cards per Customer Relationship Number (CRN) are allowed.


Frequently Asked Questions

How can I apply for this card?

If you are an existing Kotak Mahindra Bank customer, you need to have a Savings or Salary account with us to apply for this card.  Following customers can apply for the card;

- Resident Individual

-  Holding a full KYC Savings / Corporate Salary account will be eligible to apply.

- 811 wallet, Small & Basic savings, 811 OTP, Xpress OTP account holders are not eligible

You can apply by clicking “APPLY NOW” in the banner above. 

Which transactions are eligible for earning reward points through this Debit Card?

All transactions done on POS and E-Commerce via Kotak PVR Debit Card are eligible for earning PVR reward points (with certain exceptions and capping*). You will earn PVR reward points for all transactions be it bill payment, online shopping or POS transactions at merchant outlets, ticket booking etc.


ATM transactions (cash withdrawal) will not be considered for PVR reward points.

*Transactions not eligible for reward points are: Credit Card Bill Payments, Tax payments, Passenger Railways, Service Stations, Automated Fuel Dispensers, Direct Marketing, Insurance Services, Security Brokers / Dealers, Insurance Sales/Underwriting/ Premiums, Court Costs, Fines and Government Service, any Convenience fee, taxes on the convenience fee, or any Charity payments

Transaction eligibility for points is defined basis MCC (merchant category codes). This code is passed by merchant/ payment gateway on which payment is done.  If MCC passed belongs to above types of transaction then the transaction will not be eligible for points accrual.

Once the transaction is completed, when will the PVR rewards points be credited?

For all spends done on Kotak PVR Debit Card, PVR rewards points will be credited within 15 working days. Points will only be credited for spends done after enrolment to PVR Privilege Plus membership. Enrolment to the membership will be done within 15 working days from issuance of Debit Card which is subject to payment of card fees. On successful enrolment, you will receive a SMS from PVR.

Where can I check the PVR reward points and vouchers?

Customer can sign up on the PVR app using the registered mobile number & visit the “Privilege” section to view vouchers and the accrued Reward Points in the “History” section.

How can I use the earned PVR Reward points?

Once you accumulate 100 PVR Rewards Points, your points will get automatically converted to a PVR voucher worth Rs. 100 which will be valid for 90 days.

- Upon issuance of a voucher, SMS will be sent by PVR to the customer.
You can also sign up on the PVR app using the registered mobile number & visit the “Privilege” section to view vouchers and the accrued Reward Points in the “History” section.

- These PVR vouchers can be redeemed at PVR website, mobile app and offline counters for Movie Tickets and Food & Beverages.

- Follow below steps to redeem vouchers on PVR app/ website:

 1. On the “Payment” page vouchers will be automatically visible.
2. Select the voucher and Total payable amount will reduce by the value of the voucher.
3. Proceed to pay rest of the amount, if any.

*Multiple vouchers can be selected in one transaction

Note: Reward points less than 100 cannot be used.