Hey there!
Your savings Account has been designed to make banking convenient for you. It offers a high rate of interest on savings, online investment options, access to premium experiences and more services suited to your lifestyle.
Bank on your device anytime, anywhere! Explore 100+ features available to you on Kotak Net Banking & the Mobile Banking App
Mobile Banking: You only need your Customer Relationship Number (CRN) & Debit Card details to get started with Mobile Banking.
| 1. | Download the App |
| 2. | Enter your CRN* |
| 3. | Authenticate using your CVV and Debit Card PIN |
| 4. | Set a 6-digit MPIN |
| 5. | Enter the activation code sent to your registered mobile number & you are all set! |
* Your CRN is also printed at the bottom of your Debit Card.
From investing to transferring funds, you can do so much with the best-rates mobile banking app- Kotak Mobile Banking App
Net Banking: Set up Net Banking using your CRN number & Debit Card details:
| 1. | Go to NetBanking |
| 2. | Click on ‘Register for Net Banking’ under New User |
| 3. | Enter your CRN* |
| 4. | Verify your personal details |
| 5. | Set password using your CVV and Debit Card PIN |
Net Banking is a secure way to carry out all your financial and non-financial transactions like Fund Transfer, Credit Card payment, Term Deposits, PIN requests, Cheque book requests, etc.
3 ways to activate your Debit Card for international spends!
1. Net Banking:
| 1. | Go to Debit Card section |
| 2. | Select Activate International Usage |
2. Mobile Banking:
| 1. | Go to Service Request > Debit Card Service Requests |
| 2. | Select Activate Debit Card for International Usage |
3. Send an SMS from your registered mobile number:
| SMS <DCENB xxxx (last four digits of your Debit Card number) > to 5676788 OR 9971056767 |
Your account type has been shared with you via SMS and e-mail. Please refer to fees and charges only for your account type.
Ace/Pro Savings Account
Do maintain the required Average Monthly Balance (AMB) to enjoy hassle-free service
| Ace Savings Account | Rs. 50,000 |
| Pro Savings Account | Rs. 20,000 |
On non- maintenance of Average Monthly balance, a fee of 5% of the shortfall will be applicable per month.
Take advantages of free unlimited domestic ATM transactions at Kotak and Non-Kotak ATMs.
Also enjoy higher cash withdrawal & purchase limits
| Avail of all that your Debit Card offers for an annual fee Ace | Free |
| Pro : Nil charges for 1st year, thereafter | Rs. 250 p.a |
| Replace your lost/stolen Debit Card for a one-time charge of | Rs.200 |
Ace/Pro Savings Account
| Transfer funds via RTGS, NEFT or IMPS at nil charges | |
| Up to Rs. 1,00,000 | Free |
| From Rs. 1,00,001 to 2,00,000 | Free |
Platina Salary Account
A world of privileges open up for you with a Corporate Salary Account! You don’t have to worry about maintaining a minimum balance as long as you continue to receive salary from a company that has a corporate salary relationship with us
If salary is not sighted for 2 consecutive months and required AMB is not maintained, a fee of 5% of the shortfall in AMB will be applicant per month
The General Schedule of Features and Charges (GSFC) is included in your Kit and will help you get a better understanding of all the fees and charges associated with your account
Expplore service you can enjoy with your new Kotak Account
UPI: Transfer money 24/7, instantly and securely without any bank details using UPI.
| 1. | Open Kotak Mobile Banking App |
| 2. | Click on Pay & transfer tab to get started |
| 3. | Create your Virtual Payment Address (VPA) eg: Myname@Kotak |
| 4. | Enter Sender/ Receiver UPI ID eg. Friend@BankName |
Transfer Funds:Transfer funds instantly, with or without adding a beneficiary, via NEFT, RTGS or IMPS
| 1. | Open Kotak Mobile/ Net Banking |
| 2. | Click Transfer Funds tab to get started |
Bill Pay: Pay bills, recharge plans and more anytime, anywhere using Bill Pay. Set up ‘AutoPay’ facility for automatic payment of bills every billing cycle.
| 1. | Open Kotak Mobile/ Net Banking |
| 2. | Click on the ‘BillPay’ tab to get started |
Your new Kotak Account comes with more than you know.
PERSONAL ACCIDENTAL DEATH COVER
HIGH DAILY ATM WIHTDRAWAL AND PURCHASE LIMITS
LOST CARD LIABILITY INSURANCE
FASTER AND MORE CONVENIENT PAYMENTS
Some of the service we offer