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Top-Up health insurance for your immediate family. Family floater Cover for up to 4  members  (Self, Spouse & 2 dependent children) up to ₹ 30 Lac (₹ 3 Lac deductible) at lowest premium rates starting ₹ 823/-“.

Your Mutual Funds

investment buddy

Paperless on boarding, 100% digital and safe

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Preferential loans on rates

Exclusive preferential rates*

10.25%* on Personal Loan.


(ONLY for Kotak Salary Account holders) *

Earn FD-wala interest

Get 7%* p.a. in your Salary Account with ActivMoney

What is ActivMoney?

Kotak ActivMoney is an auto sweep facility that lets your money work for you by earning FD-wala interest on your idle funds. It gives you the flexibility to access your funds anytime without any penalty.

 

With this facility, the excess amount in your savings/current bank account, above a predetermined threshold, is automatically transferred into a Fixed Deposit so you can earn higher interest.

 

Features

 

• ActivMoney is an exciting combination that gives you the benefit of high FD-wala interest up to 7%* p.a. and the flexibility to access your funds anytime.

• Use the available balance in your savings account plus the FD for any purpose – ATM cash withdrawals, cheque issuance, online shopping, etc.

• By default, FD will be created for a tenure of 180 days. The interest on the FD is paid as simple interest

• FDs will be created and broken in multiples of ₹5,000 for new ActivMoney registrations w.e.f 5th July’23. For ActivMoney registrations before 5th July'23, Fds will continue to be made in 10,000 but will be broken in multiples of Rs 5,000

• No penalty is levied on premature withdrawal of FDs created through the ActivMoney facility

 

*For deposits above 7 days. T&C apply

Elite privileges just for you

What is your Net Monthly Salary?

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Get your power packed,
Everyday account

Save more than ₹50,000 in a year

Enjoy annual savings on everyday spends.

Transact and save more than ₹50,000

T&C Apply.

  • Rs 250 voucher details missing. To be added - Get a welcome voucher worth ₹250

Coming soon…

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Offers on everyday of the week

Across dining, travel, movies, groceries, medicines and more

20% instant discount on
BookMyShow using
Everyday RuPay Debit Card.

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30% instant discount on EazyDiner with no minimum bill value.

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Get Everday
RuPay
Debit card

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National Pension System

Save tax up to Rs.62,400/-*

Apply for the NPS Scheme Online

 

Save tax up to Rs.62,400/-*

 

https://www.kotak.com/en/personal-banking/investments/national-pension-system.html

 

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Spendz

Get your VIP pass to a
lifetime of Cashbacks 
with Kotak Spendz!

With Spendz, track your everyday expenses seamlessly. From bills to groceries to daily commutes to delicious treats and more. And the best part? Get FLAT 1% cashback on payments with your complimentary Spendz Card.


https://www.kotak.com/en/personal-banking/cards/prepaid-card/spendz.html

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Banking privileges
curated for a select few
with Privy League

Neon Account

Coming soon…

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Grow your wealth with our

Investment Solution

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Upto 10%* off on Swiggy orders

₹2,000 welcome shopping voucher

Upto 40% waiver  

on Locker Rentals*

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Textured 
Debit card

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Mobile banking

Effortlessly handle your finances anytime,
anywhere with banking at your fingertips

Free Multi-Currency

Forex card

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National Pension System

Save tax up to Rs.62,400/-*

Apply for the NPS Scheme Online

 

Save tax up to Rs.62,400/-*

 

https://www.kotak.com/en/personal-banking/investments/national-pension-system.html

 

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Spendz

Get your VIP pass to a
lifetime of Cashbacks 
with Kotak Spendz!

With Spendz, track your everyday expenses seamlessly. From bills to groceries to daily commutes to delicious treats and more. And the best part? Get FLAT 1% cashback on payments with your complimentary Spendz Card.

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Step into a world of exclusivity with 

Privy League Platinum

Coming soon…

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Grow your wealth with our

Investment Solutions

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Upto 15% off on Swiggy orders

₹3,000 welcome shopping voucher

Free Multi-Currency

Forex card

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Complimentary
EazyDiner Annual
Prime Membership.

Exclusive access to 2000+ premium
restaurants. Avail up to 50% off at Fine
Dine Restaurants.

Complimentary EazyDiner Annual Prime Membership.

Exclusive access to 2000+ premium restaurants. Avail up to 50% off at Fine Dine Restaurants.

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Mobile banking

Effortlessly handle your finances anytime,
anywhere with banking at your fingertips

Upto 60% waiver

On locker Rentals*

Dedicated
Relationship
Manager

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National Pension System

Save tax up to Rs.62,400/-*

Apply for the NPS Scheme Online

 

Save tax up to Rs.62,400/-*

 

https://www.kotak.com/en/personal-banking/investments/national-pension-system.html

 

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Spendz

Get your VIP pass to a
lifetime of Cashbacks 
with Kotak Spendz!

With Spendz, track your everyday expenses seamlessly. From bills to groceries to daily commutes to delicious treats and more. And the best part? Get FLAT 1% cashback on payments with your complimentary Spendz Card.

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Simplify your taxes

Free expert consultation with
our NRI tax specialists

 

T&C Apply.

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Your home, your way, enjoy no
processing fees on Home Loans!    

100% waiver on processing
charges for Home Loans

 

T&C Apply. Credit is at the sole discretion of Kotak Mahindra Bank Ltd and is subject to guidelines issued by RBI from time to time. The bank may engage the services of marketing agents for the purpose of sourcing loans assets.

 

https://www.kotak.com/en/personal-banking/nri/loans/nri-home-loan.html

 

 

 

 

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Customise your portfolio

Free expert consultation with
our NRI tax specialists

 

 

T&C Apply. Kotak Mahindra Bank offers the Savings Account (PIS), while Kotak Securities offers the Demat and Trading Account. Investments in any kind of securities are subject to market and other associated risks. Investments in securities market are subject to market risks, read all the related documents carefully before investing. Brokerage will not exceed SEBI prescribed limit. The account would be opened after all the procedures relating to IPV and client due diligence is completed. To know more, visit www.bit.ly/longdisc

 

https://www.kotak.com/en/personal-banking/nri/investments-insurance/portfolio-investments-schemes.html

 

 

 

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Exclusive exchange rates

Get 80 paise off forex transactions
with an investment Account

 

 

T&C Apply.

 

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Maximise Your Savings

Unbeatable rates on Term Deposits & FCNR (B) Deposits

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Indulge in unparalleled
luxury with the 

Privy League Black

Coming soon…

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Complimentary

Taj Epicure

membership

Taj Epicure –

 

•This program is for the connoisseurs of fine dining

 

• Comes with a special savings of 25% on dining and takeaways, 20% on Qmin and Spa services and more

 

•Valid at over 150 celebrated restaurants and bars

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Upto 20% off on Swiggy orders

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Complimentary MMTBlack Annual
Membership

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Complimentary Lafayette Luxury
Concierge Services Membership

Lafayette:

 

•Get exclusive access to private charters, fine dining, personal shopping, curated events & more!

 

•Exclusive invitations to bespoke events, branded podcasts, premier sailing expeditions, knowledge-based chat shows and more..

Dedicated
Relationship
Manager

Access to Investment

product recommendations

 

•Access to Investment tools and product recommendations from the house managing 51%  of India’s  top wealthiest families in India.

 

• Options to opt for unique Investment proposition like – NPS, RBI Bonds (FSRD,2020), SGB and IPOs. 

Free Multi-Currency

Forex card

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Mobile banking

Effortlessly handle your finances anytime,
anywhere with banking at your fingertips

Upto 75% waiver

On locker Rentals*

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Complimentary
EazyDiner Annual
Prime Membership.

Exclusive access to 2000+ premium
restaurants. Avail up to 50% off at Fine
Dine Restaurants.

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Grow your wealth with our

Investment Solutions

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National Pension System

Save tax up to Rs.62,400/-*

Apply for the NPS Scheme Online

 

Save tax up to Rs.62,400/-*

 

https://www.kotak.com/en/personal-banking/investments/national-pension-system.html

 

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Spendz

Get your VIP pass to a
lifetime of Cashbacks 
with Kotak Spendz!

With Spendz, track your everyday expenses seamlessly. From bills to groceries to daily commutes to delicious treats and more. And the best part? Get FLAT 1% cashback on payments with your complimentary Spendz Card.

banner-image

Simplify your taxes

Free expert consultation with
our NRI tax specialists

 

T&C Apply.

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Your home, your way, enjoy no
processing fees on Home Loans!    

100% waiver on processing
charges for Home Loans

 

T&C Apply. Credit is at the sole discretion of Kotak Mahindra Bank Ltd and is subject to guidelines issued by RBI from time to time. The bank may engage the services of marketing agents for the purpose of sourcing loans assets.

 

https://www.kotak.com/en/personal-banking/nri/loans/nri-home-loan.html

 

 

 

 

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Customise your portfolio

Free expert consultation with
our NRI tax specialists

 

 

T&C Apply. Kotak Mahindra Bank offers the Savings Account (PIS), while Kotak Securities offers the Demat and Trading Account. Investments in any kind of securities are subject to market and other associated risks. Investments in securities market are subject to market risks, read all the related documents carefully before investing. Brokerage will not exceed SEBI prescribed limit. The account would be opened after all the procedures relating to IPV and client due diligence is completed. To know more, visit www.bit.ly/longdisc

 

https://www.kotak.com/en/personal-banking/nri/investments-insurance/portfolio-investments-schemes.html

 

 

 

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Exclusive exchange rates

Get 80 paise off forex transactions
with an investment Account

 

 

T&C Apply.

 

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Maximise Your Savings

Unbeatable rates on Term Deposits & FCNR (B) Deposits

Preferred by the cream of corporates

Over 200+ Top Indian Corporates and more than 2 million salaried professionals
have chosen the trusted name of Kotak Bank.

Bank like a boss
with tailored salary account solutions!

Supercharge your income with a personalized account designed to amplify your salary benefits like never before.