Earn FD-wala interest

Get 7%* p.a. in your Salary Account with ActivMoney

What is ActivMoney?

Kotak ActivMoney is an auto sweep facility that lets your money work for you by earning FD-wala interest on your idle funds. It gives you the flexibility to access your funds anytime without any penalty.

 

With this facility, the excess amount in your savings/current bank account, above a predetermined threshold, is automatically transferred into a Fixed Deposit so you can earn higher interest.

 

Features

 

• ActivMoney is an exciting combination that gives you the benefit of high FD-wala interest up to 7%* p.a. and the flexibility to access your funds anytime.

• Use the available balance in your savings account plus the FD for any purpose – ATM cash withdrawals, cheque issuance, online shopping, etc.

• By default, FD will be created for a tenure of 180 days. The interest on the FD is paid as simple interest

• FDs will be created and broken in multiples of ₹5,000 for new ActivMoney registrations w.e.f 5th July’23. For ActivMoney registrations before 5th July'23, Fds will continue to be made in 10,000 but will be broken in multiples of Rs 5,000

• No penalty is levied on premature withdrawal of FDs created through the ActivMoney facility

 

*For deposits above 7 days. T&C apply

Your Mutual Funds

investment buddy

Paperless on boarding, 100% digital and safe


Grow your wealth with Kotak Cherry

• A One-stop investment app that lets you invest in Mutual Funds seamlessly

• The best of mutual funds at your fingertips

• Start mutual funds, SIPs in 5 minutes

 

-------If you --------

Invest first,

Your salary can be your

Secondary income

Explore Mutual Funds with Cherry by Kotak

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Lifetime

Zero Charges

Benefit

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Say hello to your

Complimentary

Credit card

Elite privileges just for you

What is your Net Monthly Salary?

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Get your power packed,
Everyday account

Save up to ₹25,000 in a year

Enjoy annual savings on everyday spends.

Transact and save more than ₹50,000

T&C Apply.

  • Rs 250 voucher details missing. To be added - Get a welcome voucher worth ₹250

Complimentary Indian Oil Credit Card

Get complimentary 60 Litres fuel annually with 5% spends on Indian Oil fuel

Indian Oil Credit Card

 

Get complimentary 60 Litres fuel annually, with 5% spends on Indian Oil fuel

 

2% Cashback as reward points on grocery & dining spends

 

0.5% Cash back as reward points on all other spends

 

1000 reward points as welcome benefit

 

T&C apply*

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Offers on everyday of the week

Across dining, travel, movies, groceries, medicines and more

 

Offers on everyday of the week across dining, travel, movies, groceries, medicines and more

 

T&C apply*

20% instant discount on
BookMyShow using
Everyday RuPay Debit Card.

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30% instant discount on EazyDiner with no minimum bill value.

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Get Everday
RuPay
Debit card

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National Pension System

Save tax up to Rs.62,400/-*

Apply for the NPS Scheme Online

Save tax up to Rs.62,400/-*

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Spendz

Get your VIP pass to a
lifetime of Cashbacks 
with Kotak Spendz!

With Spendz, track your everyday expenses seamlessly. From bills to groceries to daily commutes to delicious treats and more. And the best part? Get FLAT 1% cashback on payments with your complimentary Spendz Card.


https://www.kotak.com/en/personal-banking/cards/prepaid-card/spendz.html

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Banking privileges
curated for a select few
with Privy League

Neon Account

Access banking privileges
curated for a select few with
Privy League Neon Account

Complimentary Zen

credit card

Enjoy Complimentary Lounge access and rewards on spends.

Zen Credit Card

 

•10 Reward points for every Rs.150 spent on apparels, lifestyle goods, departmental stores

 

•5 Reward points for every Rs 150 on all other spends

 

•Complimentary access to 8 domestic airport lounges (2 per quarter) in India

 

3 complimentary access per calendar year to Priority Pass International Lounges outside India

 

T&C apply*

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Grow your wealth with our

Investment Solution

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Upto 10%* off on Swiggy orders

₹2,000 welcome shopping voucher

Upto 40% waiver  

on Locker Rentals*

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Debit card

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Mobile banking

Effortlessly handle your finances anytime,
anywhere with banking at your fingertips

Free Multi-Currency

Forex card

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National Pension System

Save tax up to Rs.62,400/-*

Apply for the NPS Scheme Online

Save tax up to Rs.62,400/-*

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Spendz

Get your VIP pass to a
lifetime of Cashbacks 
with Kotak Spendz!

With Spendz, track your everyday expenses seamlessly. From bills to groceries to daily commutes to delicious treats and more. And the best part? Get FLAT 1% cashback on payments with your complimentary Spendz Card.

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Step into a world of exclusivity with 

Privy League Platinum

Step into a world of exclusivity with Privy League Platinum Account

Complimentary White Credit Card

Get ₹27000* worth of Luxury Brand Vouchers from Hugo Boss, Michael Kors, Satya Paul & much more

White Credit Card

1. Two Domestic Lounges per quarter

2. Four International Lounges in a year

3. Get Rs. 27,000* worth of luxury brand vouchers

T&C apply

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Grow your wealth with our

Investment Solutions

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Upto 15% off on Swiggy orders

₹3,000 welcome shopping voucher

Free Multi-Currency

Forex card

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Complimentary
EazyDiner Annual
Prime Membership.

Exclusive access to 2000+ premium
restaurants. Avail up to 50% off at Fine
Dine Restaurants.

Complimentary EazyDiner Annual Prime Membership.

Exclusive access to 2000+ premium restaurants. Avail up to 50% off at Fine Dine Restaurants.

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Mobile banking

Effortlessly handle your finances anytime,
anywhere with banking at your fingertips

Upto 60% waiver

On locker Rentals*

Dedicated
Relationship
Manager

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National Pension System

Save tax up to Rs.62,400/-*

Apply for the NPS Scheme Online

Save tax up to Rs.62,400/-*

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Spendz

Get your VIP pass to a
lifetime of Cashbacks 
with Kotak Spendz!

With Spendz, track your everyday expenses seamlessly. From bills to groceries to daily commutes to delicious treats and more. And the best part? Get FLAT 1% cashback on payments with your complimentary Spendz Card.

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Indulge in unparalleled
luxury with the 

Privy League Black

Indulge in unparalled luxury with the Privy League Black account

Complimentary White
Reserve Credit Card

Club Marriott Membership across 350 participating Marriott hotels and 1000 restaurants in the Asia Pacific

White Reserve Credit Card

 

• Card exquisitely crafted in METAL

 

• Get Rs. 2.5 lakh* worth of luxury brand vouchers

 

• Unlimited international and domestic lounge access

 
Complimentary Club Mariott membership across 350 participating Marriott hotels and 1000 restaurants in the Asia Pacific
 
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Complimentary

Taj Epicure

membership

Taj Epicure –

 

•This program is for the connoisseurs of fine dining

 

• Comes with a special savings of 25% on dining and takeaways, 20% on Qmin and Spa services and more

 

•Valid at over 150 celebrated restaurants and bars

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Upto 20% off on Swiggy orders

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Complimentary MMTBlack Annual
Membership

Lafayette:

 

• Get exclusive access to private charters, fine dining, personal shopping, curated events & more!

 

• Exclusive invitations to bespoke events, branded podcasts, premier sailing expeditions, knowledge-based chat shows and more

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Complimentary Lafayette Luxury
Concierge Services Membership

Dedicated
Relationship
Manager

Access to Investment

product recommendations

 

• Access to Investment tools and product recommendations from the house managing 51%  of India’s  top wealthiest families in India.

 

• Options to opt for unique Investment proposition like – NPS, RBI Bonds (FSRD,2020), SGB and IPOs.

Free Multi-Currency

Forex card

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Mobile banking

Effortlessly handle your finances anytime,
anywhere with banking at your fingertips

Upto 75% waiver

On locker Rentals*

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Complimentary
EazyDiner Annual
Prime Membership.

Exclusive access to 2000+ premium
restaurants. Avail up to 50% off at Fine
Dine Restaurants.

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Grow your wealth with our

Investment Solutions

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National Pension System

Save tax up to Rs.62,400/-*

Apply for the NPS Scheme Online

Save tax up to Rs.62,400/-*

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Spendz

Get your VIP pass to a
lifetime of Cashbacks 
with Kotak Spendz!

With Spendz, track your everyday expenses seamlessly. From bills to groceries to daily commutes to delicious treats and more. And the best part? Get FLAT 1% cashback on payments with your complimentary Spendz Card.

Preferred by the cream of corporates

Over 200+ Top Indian Corporates and more than 2 million salaried professionals
have chosen the trusted name of Kotak Bank.

Bank like a boss
with tailored salary account solutions!

Supercharge your income with a personalized account designed to amplify your salary benefits like never before.