Value Added Offerings & Services

Home Banking

Routine banking services are provided right at your doorstep, which includes

  • Cheque pick-up / DD Delivery.
  • Cash Pick-up / Delivery


Earn higher returns on your funds lying idle in the Current Account. Through this facility, balances above a specified threshold are swept into a term deposit, thus earning attractive returns. The funds are available for utilization, whenever there is a shortfall in the account.


On online bulk payment (RTGS / NEFT / Funds Transfer) facility for vendor payments / salary uploads with customised limits and additional control and security. You can avail of the joint operation facility and even assign conditional rights of operation.

Internet Payment Gateway*

Your customers can make quick and convenient payments online though various international and domestic credit and debit cards, direct debit facility through other bank accounts, netc@rd and mobile payments, using our internet payment gateway.

  • *Service provided through third party partner


Our online tax payment service lets you pay Direct Taxes through our net banking facility and Indirect taxes can be paid through our branches. We are also official “Agency Bank” for collection of VAT & CST in select states.

Salary2Wealth – Proposition for your Employees

It is a comprehensive product suite to cater to the financial needs of your employees by providing end-to-end solutions straddling four basic financial needs - Earning, Saving, Investing & Spending through:

  • Superior Banking Proposition
  • Customized Investment Services
  • Competitive Loans and Card products

Kotak MoneyWatch

Kotak MoneyWatch is an online Personal finance manager which provides a complete view of your financial status anytime, anywhere. Be it Bank accounts, credit cards, mutual fund investments, shares, Insurance policies, loans, Fixed Deposits etc., anything that concerns your money, can be tracked with Kotak MoneyWatch.