Home MyIndia Account Benefits Scotiabank StartRight Program

Kotak Mahindra Bank and Scotiabank have allied to provide the highest levels of service and support to help you enjoy the convenience of banking in Canada and India. Our alliance allows Kotak Mahindra Bank branches to offer Canada-bound Indian residents with access to the Scotiabank StartRight Program for Newcomers. The Program includes an international account opening program allowing you to arrange your banking before migrating to Canada. With Scotiabank and Kotak Mahindra Bank’s MyIndia Program, non-resident Indians and people of Indian Origin in Canada can now access a comprehensive Indian banking solution, ensuring that they never feel far from ‘home’.

At Scotiabank® we understand the challenges of getting started and settled in a new country. The Scotiabank StartRight® Program1 offers simple yet complete financial solutions in one convenient package – from managing your day-to-day banking, building your credit history, to investing in your future. You planned your move. Let us help you plan your future.

Scotiabank Startrigh
t Program
Learn more about the many benefits offered under the Scotiabank StartRight® Program1:
Free day-to-day banking for one year2
Build your Canadian credit history with an unsecured Scotiabank credit card3
Enjoy a small safety deposit box free for one year4
Apply for a bank account before arriving in Canada from the comfort of your own home

Access information on banking, government and community services, education and finding a job in Canada

View videos of newcomer’s stories and their experiences settling in Canada


Questions? Email us at startright@scotiabank.com

Submit details to get more information from Kotak Mahindra Bank Ltd., India

® Registered trademarks of The Bank of Nova Scotia.
™Trademarks of The Bank of Nova Scotia.
*VISA Int./Lic. user The Bank of Nova Scotia.
††Interac, Interac Flash and Pay in a flash are trademarks of Interac Inc. The Bank of Nova Scotia is an authorized user of the trademarks. With your Interac Flash feature, small purchases can be made by waving or tapping your SCENE ScotiaCard over a special card reader at participating merchants. For more information, visit scotiabank.com/flash.
1The Scotiabank StartRight Program, created for Canadian Landed Immigrants from 0-3 years in Canada, International Students and Foreign Workers. The Scotiabank StartRight Mortgage Program, created for Canadian Landed Immigrants and Foreign Workers from 0-5 years in Canada.
2Offer available for one year when you open a new Scotia OneTM account with Scotiabank. Free banking means that we will waive your Monthly Account Fee only. All other fees not covered by your banking package will continue to apply, including additional fees charged by other financial institutions and access fees to use non-Scotiabank banking machines (e.g., Interac ††, VISA* or PLUS* fees). Cardholder service fees continue to apply for using cross border debit service. Please see the Day-to-Day Banking Companion Booklet for further details about these services and fees.>
3Subject to meeting Scotiabank’s credit criteria and security requirements. An unsecured VISA card may be available up to certain credit limits; a secured VISA card requires security equal to 100% of approved credit limit for Foreign Workers and Permanent Residents and 120% of approved credit limit for International Students. VISA card security can be cash security, Canada Savings Bonds or Guaranteed Investment Certificate. In addition, to be eligible for a personal borrowing product, you must be a Canadian resident and have reached the age of majority.>
4Subject to availability and signing the Safety Deposit Box lease. >

   Disclaimer| Private Policy | Code Of Conduct | Security | *Terms & Conditions