Home Improvement loans
Give your home the makeover you always wanted
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Ever wanted to make a new kitchen or give your walls a new look? Well now with Kotak Mahindra Bank’s Home Improvement Loans you can make your dream of renovating your house come true.
Funds all your needs for home improvement
Maximum loan up to 90%
(upto 80% for loans between
Rs. 20-75 Lacs & 75% for Loans
above Rs. 75 Lacs) of the cost of improvement
Can be applied for either
individually or jointly
Maximum term is 15 years
subject to your retirement age
and may vary as per your profile
Disclaimers : Conditions apply. Credit at the sole discretion of the Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets
The financial eligibility depends on the Customer's repayment capacity and is based on the following factors:
Loans can be applied by individuals, either solely or jointly. Owners of the current property, in respect of which the loan is being sought, will have to be co-applicants. However, the co-applicants need not be co-owners of the Property.
|Income proof and banking details||Age proof and address proof|
|Identity proof and Signature Proof||Proof of educational qualifications|
Kotak Home Finance is dedicated to understanding your specific needs, and to helping you move your inventory faster than ever before. We will work closely with you for a mutually beneficial relationship.
If you are currently distributing some other financial Products and would like to benefit from the real estate and Home-Finance boom, then Kotak Mahindra Bank is the place for you.
We provide one of the best Home-finance solutions in the industry. The speed is designed to give your business the necessary fillip.
To get in touch with us and find out more about how you can become an Associate, contact us at following branches.
|Location||Sub-location||Dept||Full Address (with PIN Code)||Contact Person||Contact No.|
|Mumbai||Kalina||Home Finance||5th Floor, Vinay Bhavya Complex, 159 A, CST Road, Kalina, Santacruz E, Mumbai - 400098||Kapil Singh||9833223737|
|Mumbai||Borivali||Home Finance||1st Floor, Soni Shopping Centre, L.T. Road, Borivali (W), MUMBAI - 400092||Aashish Shinde||9920755101|
|Mumbai||Mulund||Home Finance||105-106, 1st Floor, Vikas Paradise, LBS Marg, Mulund(W), MUMBAI - 400080||Archana Sand||9619867212|
|Delhi||Delhi||Home Finance||2nd & 3rd Floors, 6, Vaishali Enclave, Pitam Pura, Adjacent to Gulab Sweets, New Delhi - 110088||Harmeet Basant||8447752755|
|Gurgaon||Gurgaon||Home Finance||JMD Regent Square Mehrauli-Gurgaon Road, Gurgaon - 122002||Rakesh M Kumar||9899035907|
|Bangalore||Bangalore||Home Finance||3rd Flr, Umiya Landmark, Lavelle Road, Bangalore -560001||Bhudev Nanda||9739002065|
|Pune||Pune||Home Finance||8th Floor, Sohrab Hall, 21, Sassoon Road, Behind Railway Station, Pune - 411001||Kunal Pradhan||7767802576|
|Hyderabad||Hyderabad||Home Finance||Jewel Pawani Tower, 2nd Floor, W Block, 6-3-1109/1/P/302,Raj Bhavan Road, Somajiguda, Hyderabad - 500082||Giri Babu||9885522999|
|Chennai||Chennai||Home Finance||8th Floor, TVH Agnito Park, 141 ,Old Mahabalipuram Road, Kandanchavadi,, Chennai - 600096||Prakash K||9962000400|
|Coimbatore||Coimbatore||Home Finance||1054/33, Goutham Centre Annexe, 2nd Floor, Avinashi Road, Coimbatore - 641018||Swaminathan Selvan||9176677803|
|Cochin||Cochin||Home Finance||40, 9702 UA, Kanaka Damodar Building, Veekshnam Road, Off MG Road, Ernakulam - 682035||Ajay Menon||8589054679|
|Vijaywada||Vijaywada||Home Finance||40-1-48/1, M G Road, Labbipet, Vijaywada - 520010||Prabhu Kumar Addanki||9885332313|
|Jaipur||Jaipur||Home Finance||Ground Floor, SDC Tower, B 26, Govind Marg, Raja Park, Jaipur - 302004||Madhur Ojha||9672915886|
|Chandigarh||Chandigarh||Home Finance||SCO 831 NAC Market Manimajra, Chandigarh-160101||Manish Rathore||8558848187|
|Indore||Indore||Home Finance||5th Floor, Metro Tower, Near Vijay Nagar, Indore (M.P.) - 452010||Rajesh Bhatt||8370019482|
|Raipur||Raipur||Home Finance||Dhand Compound, Behind Police Head Quarter, Civil Lines, Raipur - 492001||Nikhil Khiyani||9575711118|
|Nagpur||Nagpur||Home Finance||1st Floor, Plot No.8, WHC Road, Shankar Nagar, Dharampeth, Nagpur - 440010||Pankaj Kale||9881120205|
|Nasik||Nasik||Home Finance||Payas Thatte Nagar, Near Croma Showroom, College -Gangapur road, Link Road, Nasik - 422005||Anshuman Bakshi||7767006476|
|Ahmedabad||Ahmedabad||Home Finance||Unit No. 425-426, 4th Floor, Siddhivinayak, Shivaranjani Chaar Raasta, Satellite, Ahmedabad - 380015||Ketan Sheth||9825140410|
|Surat||Surat||Home Finance||K.G. Point, Ghod Dod Road, Near Ganga Palace, Surat - 395007||Sachin Shaktinandan||9099091235|
|Rajkot||Rajkot||Home Finance||Upper Ground Floor, Shri Nath Complex, Dr. Yagnik Road, Opp. Jilla Panchayat, Race Course Chowk, Rajkot - 360001||Paras Seladiya||9879584686|
You can borrow up to 90% (upto 80% for loans between Rs. 20-75 Lacs, & 75% for Loans above Rs. 75 Lacs) of the cost of improvement in case of Home Improvement Loans.
Your repayment capacity as determined by Kotak Mahindra Bank will help decide how much you can borrow.
You can opt for a loan period of up to 15 years, which can vary depending on the purpose of the loan and your profile.
If you are an individual - your spouse, your parents, or even your major children can be your co-applicants.
In Floating rate loans, change in Base rate will have direct impact on the interest rate of Home Improvement Loan
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