NO COST EMI*
ON DEBIT CARD
SMS CDL<space><Your PAN Number> to 5676788 to know your pre-approved limit
Debit Card EMI is the program offering EMI schemes to Kotak Bank customers who shop with their Debit Cards. Bank provides pre-approved limits to customers based on their relationship with the Bank and based on the Bank’s credit policies. Customers who enjoy pre-approved limit from the Bank can avail No Cost EMI and regular EMI by transacting with their Kotak bank Debit Card in selected stores.
The program is available across 27,000 merchant outlets / stores including all major retail chains like Vijay Sales, Croma, Reliance Digital, Sargam Electronics, Sathya Agencies, Vasanth & Co., Tirupati Electronics, Bajaj Electronics and many more. You can shop for your favorite home appliances, electronics, mobile phones, laptops, etc. using the DC EMI program. Click here for the list of stores where you can avail DC EMI using your Kotak Debit Card.
You can check your eligible limit by sending “CDL<space><Your PAN Number>” to 5676788 from your mobile number registered with the Bank.
The sanction letter is sent to your registered Email ID available with the bank in which you can check your EMI details and to know current status, you can call on 1860 266 7777 (Local call rates apply) between 10:00 am to 7:00 pm from Monday to Saturday, excluding holidays or write an email to email@example.com.
The following terms and conditions apply to no cost equated monthly installment ("EMI") transactions made using a debit card issued by Kotak Bank providing an EMI facility to its debit card holders and using EMI facility as a payment option ("No Cost EMI").