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Recommendation Process

The recommended list of mutual funds is released on a half-yearly basis for equity, and on a quarterly basis for debt.
The selection criterion takes into account factors like consistency of performance, alpha generation and risk management, as well as fund manager skills.
Fund performance over the last 24 to 36 months is considered depending on the asset class being evaluated.
Various statistical tools are then applied to arrive at the final set of recommended funds across various categories.

Current Recommendations

Disclosure of Commissions on Mutual Funds

Investment Account

The Investment Account is a unique facility where you can view your portfolio of Mutual Funds online on a daily basis. With your Kotak Investment Account you can:

With this account, you can:

Transact in mutual funds from over 25 fund houses through net banking, phone banking, mobile banking or through a simple one-page transaction request form.
Invest systematically by setting up Systematic Investment Plans, Systematic Transfer Plans or Standing Instructions through any of the channels mentioned above.
Track the Net Asset Values and overall portfolio performance.
Get a consolidated view of your entire mutual fund portfolio.
Get access to recommended funds.
Register nominations for mutual fund investments made through the investment account.
Enjoy access to various reports, including Capital Gain/Loss Reports, Transaction reports and more, through net banking.
Receive statements periodically.

Why SIP?

Think of it as your trusty old piggy bank giving you access to market-linked returns. Systematic Investment Plans, called SIPs, help you create wealth over the long term through small and periodic investments. By making small, disciplined savings in mutual fund schemes over a period of time, these plans bring you closer to realising your financial goals.

Simply put, a SIP is a vehicle or approach to invest a fixed amount in any fund or scheme at regular intervals. By investing across market phases, whether bullish or bearish, this approach ensures that the cost of investment averages out over a period of time.

Systematic Investing means -

Investing a fixed amount

Investing for a continuous period

Investing at regular intervals

Why SIP?

A Systematic Investment Plan comes with a host of advantages.

You can start small, with investments as low as Rs. 500 per month.
With participation across market swings, it reduces the risk of ‘timing the market’.
Rupee Cost Averaging
It is a disciplined way of saving.
It puts the power of compounding to work for you.

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