Frequently Asked Questions

How can I apply for a payWave card?

The following debit cards are enabled for payWave. You can apply for any one of them through net banking or other channels based on your eligibility:

  • Wealth Management Infinite Debit Card
  • Privy League Signature Debit Card
  • Privy League Platinum Debit Card
  • Visa Platinum Debit Card

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Is there a limit on the value of products I can purchase with Visa payWave?

For transactions up to Rs. 2000 in India, you can pay simply by waving your payWave card near a payment terminal which supports contactless transactions. There is no need to even enter your debit card PIN. For transactions over Rs. 2000, insert/swipe your card followed by 6 digit PIN International limits for payWave transactions are governed by regulations of that country.

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If I wave my card more than once, would I be charged twice?

No, the terminals are designed to make only one transaction per card at a time.

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If I get too close to Visa payWave terminal, is there a risk of the card getting charged accidentally?

No, the cashier will have to input the amount in the terminal to activate the reader before the card can be waved. Also, the card must be held within 4 cm of the contactless reader.

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Are payWave cards as safe as a regular chip cards?

payWave cards are as secure as any other chip card. They carry the same multiple layers of security, which ensures that you are safe from fraudulent or unauthorized transactions. You should keep your card safe and block it immediately if it is lost or stolen or you suspect unauthorized transactions.

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