Kotak Credit Cards symbolize the following guiding principles:
Kotak Credit Cards are simple to understand and use. We have taken special care to make them hassle free so that you can spend time on more important things in life that require your attention.
Kotak Credit Cards are transparent in communicating upfront what the card offers and what you would have to spend for it, if at all. We have taken care that there will be no hidden charges associated with this card.
Kotak Credit Cards have understood what you need the most from your credit card, and have been designed to give you only those benefits that are most relevant for you.
This promise from Kotak ensures that you only get the best from your credit card!
The Kotak Solaris Platinum card has been specifically designed keeping in mind the fact that you have an affinity towards online spending/shopping; the Card is meant to augment your online experiences.
The Kotak Solaris Platinum Card is a mastercard Platinum card.
Yes, the Kotak Solaris Platinum card is valid internationally.
You will get accelerated reward points on all online transactions except MOTO, IVR transactions and standing instructions will be treated as point of sale transaction.
On achieving any of the milestones, you will be eligible for get the bonus points, the same will be credited in your account in the statement one month post the anniversary date. Click here for detailed terms & conditions of the program.
You can use the milestone bonus reward points for all the redemption options like Airline tickets | Air Miles | Movie Tickets | Mobile Recharge | Branded Merchandise
Yes, you enjoy an interest free period on retail transactions of up to 48 days.
The interest free period is limited only to the retail transactions & does not include cash transactions. The interest starts accruing from the date of cash withdrawal.
The interest applicable to you is 3.50% per month
A mark-up is charged to the tune of 3.5% every time you do an international transaction. Cash and Retail transactions will both attract a mark-up.
If your transactions cross 100% of your credit limit, you will be charged a flat over limit fee of Rs. 500 in each billing cycle that you are over limit.
Interest charges = (Number of days for which a balance is held) * (Amount) * (Daily rate of interest) Daily rate of interest = (Monthly interest rate) * 12/365 Daily rate of interest = (3.5%) * 12/365 = 0.1118%
Yes, Add on cards are available on Solaris Platinum Card. It is offered complimentary to the Kotak Solaris Platinum customers.
Yes, all Solaris Platinum Card features can be availed by the add on card holder.
No, Add-on is a complimentary card.
In case, you feel a need to speak to a Customer care executive immediately, you could call us on 1860 266 2666 (24x7) Insurance Cover
On the Kotak Credit Card the insurance cover is for Lost/stolen card /fraudulent charges provided by New India Assurance Company Ltd.
If your credit card is lost or stolen, New India Assurance Company Ltd will reimburse the unauthorized charges on your lost or stolen card, up to 7 days prior to your first reporting the event to Kotak Credit Card Customer Care.
New India Assurance Company Ltd will not pay for any expenses or loss for:
The sum insured is Rs. 25,000.00 / 100,000 / 125,000 / 2,50,000.00 per annum for Silver, Gold, Platinum/Titanium and Signature cards respectively.
Most credit card companies have tie-ups with only a select oil companies and hence the waiver is valid only at select petrol pumps, but Kotak Solaris Card will offer the customer fuel surcharge waiver across all domestic petrol pumps.
The minimum is Rs. 400 and the maximum is Rs. 3500.
The maximum eligible transaction amount for a single swipe is Rs. 3500. Hence maximum surcharge waiver can be Rs. 35 (currently at 1%) of Rs. 3500.
Maximum Fuel surcharge waiver allowed in a statement cycle is Rs. 100/-. Fuel transactions will not earn any reward points
On purchasing of rail tickets online the customer levied surcharge and a delivery charge of Rs. 30. Solaris Platinum Card. Card offers you a Railway Surcharge on this.(ST applicable)
You can earn up to Rs. 500 annually as Railway Surcharge waiver. No reward points will be offered on any railway transaction.
Surcharge waiver is applicable at booking counters as well if you use your Solaris Platinum Card to buy the tickets.
During an anniversary period, if a customer achieves certain spend threshold, he/she will be entitled for bonus reward points, over and above the base reward points of the card.