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BRIGHTEN UP YOUR ONLINE SHOPPING EXPERIENCE.
Everything you do is online. Everything you yearn for is online. Everything you purchase is online.
Presenting Kotak Solaris Platinum Credit Card. A card that’s tailor made for all your online purchases
5X reward points on every Rs.150 you spend on online purchases.
Security. It always comes first
Fuel Surcharge Waiver
Railway Surcharge Waiver
Complimentary Add-on Card
The greatest rewards and the greatest benefits should be where you are. With the Kotak Solaris Platinum Credit Card, that is exactly what you get.
Benefits. They just keep coming your way.
Wherever you look, there is the joy of another benefit with the Kotak Solaris Platinum Credit Card. Here are some of the many you can expect with your card:
Security. It always comes first
We always give preference to you and your money first. Which is why your Kotak Solaris Credit Card comes with a cover against any loss of card or theft*. This will protect you from unauthorized transactions.
Here is how you can claim the coverage:
With Kotak Solaris Platinum Card, it’s our endeavor to make your digital journey a little more sweeter. With Kotak’s famed Milestone Program, your cumulative spends accrued over the year, will give you incremental rewards.
For detailed terms and conditions, Click here
Reward points will be credited to eligible customer’s card account only post completion of anniversary period of every card.
It’s easy to collect points. And it’s richly rewarding to redeem them! Kotak offers you an extensive and exciting range of options for rewards redemption. From movie tickets to air miles to cash, there are 10,000 kinds of merchandise for you to choose from.
Pay with Reward Points:
Airline tickets | Air Miles | Movie Tickets | Mobile Recharge | Branded Merchandise
Please note: For redemption against Airline tickets / Merchandise / Mobile recharge, Reward Points have to be converted to EasyPoints. 2 Reward Point = 1 Easy Points.
Introducing a fast way to pay.
Tap & go with your mastercard contactless card for faster payment. Just wave your Kotak mastercard contactless Credit Card and pay for transactions up to Rs. 2000 without a PIN.
Contactless payments are safe and secure
How does the Contactless Credit Card work?
Step 1: Look for the contactless mark and contactless logo at the point of sale.
Step 2: The cashier enters your purchase amount into the terminal. This amount will be displayed on the contactless reader.
Step 3: Tap your card over the POS at close range (less than 4 cm from where the contactless logo appears).
Step 4: A beep sound will indicate when the transaction is complete. A message will also be displayed on the screen indicating the transaction is complete. No PIN is required.
*Please note that the requirement for PIN entry on the POS terminal at the merchant outlet is a function of country specific regulations and is subject to change. PIN input is not mandated for purchases below the permissible local limit.
Please note that the permissible transaction limit for usage of cards in contactless mode in India is mandated by RBI and may change from time to time based on the latest regulations. As per RBI notification on Additional Factor authentication for contactless transactions dated May 14, 2015, PIN input is not required on the POS terminal at the merchant outlet for contactless transactions up to a maximum value of Rs. 2,000 per transaction. Additionally, beyond this transaction limit, (above Rs. 2,000) the card has to be processed in Chip & PIN mode and authentication with PIN is mandatory.
Click here to read the FAQ
Explore more credit card options that best suit your needs.
|Solaris Credit Card
Rs. 500 + service tax
Joining bonus reward points
Rs. 625 approx
On a monthly spend of 35000
|Rs. 2100* approx|
Milestone bonus reward points
1% Fuel Surcharge waiver
1.8%-2.5% Railway Surcharge waiver
Annual fee waiver (on spends of Rs. 75,000 in a year)
|Rs. 500 + service tax|
|Value Delivered / annum (In Rs.)||
|Fee & other Parameters||Solaris Credit Card|
|Joining Fees||Rs. 500 (2500 joining bonus reward points on full fee realization and 1st swipe within 60 days of cards setup)|
|Annual Fees||Rs. 500|
|Condition for waiver of Annual Fees||Minimum retail spend of Rs. 75,000 in the year|
|Addon card Fees||Nil|
|Interest Charges on outstanding Balances||3.50% (Annualized 42%)|
|Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)||MAD can be 5% or 10% of TAD as decided by the Bank|
|ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof||Rs. 300|
|Late Payment Charges ("LPC")||Rs. 100 for statement o/s less than or equal to Rs. 500.|
|Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000|
|Rs. 700 for statement o/s greater than Rs. 10,000|
|Over Limit Charge||Rs. 500|
|Cheque Bounce Charges||Rs. 500|
|Foreign Currency Mark Up||3.5%|
|Railway Booking Surcharge (1.8%/2.5% on transaction amount)*||Waived|
|Fuel Surcharge (1% on transaction)**||Waived|
|Fee for Cash payment at Bank||Rs. 100|
|Outstation Cheque Processing Fee||Waived|
|Reissue/ Replacement Card (per issunace)||100.0|
|Charge Slip Request||Waived|
|Machine Surcharge at ATMs||Waived|
|Balance Enquiry Charges at Non Parent Bank ATM||Waived|
|Duplicate Statement Request||Waived|
|Web Pay Service Fee||Waived|
|Furnishing a copy of Credit Information Report (CIBIL)||Rs. 50|
|GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card|
|*Maximum Railway surcharge waiver of Rs. 500 in a calendar year|
|**Fuel surcharge to be waived only for transactions between values of Rs. 400 - Rs. 3500. Maximum Fuel surcharge waiver of Rs. 100 in a statement cycle.|
Kotak Credit Cards symbolize the following guiding principles:
Kotak Credit Cards are simple to understand and use. We have taken special care to make them hassle free so that you can spend time on more important things in life that require your attention.
Kotak Credit Cards are transparent in communicating upfront what the card offers and what you would have to spend for it, if at all. We have taken care that there will be no hidden charges associated with this card.
Kotak Credit Cards have understood what you need the most from your credit card, and have been designed to give you only those benefits that are most relevant for you.
This promise from Kotak ensures that you only get the best from your credit card!
The Kotak Solaris Platinum card has been specifically designed keeping in mind the fact that you have an affinity towards online spending/shopping; the Card is meant to augment your online experiences.
The Kotak Solaris Platinum Card is a mastercard Platinum card.
Yes, the Kotak Solaris Platinum card is valid internationally.
You will get accelerated reward points on all online transactions except MOTO, IVR transactions and standing instructions will be treated as point of sale transaction.